Latest articles by Ruth Emery
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UK holidaymakers will have to pay €7 to visit the EU next summer - how will the EU visa waiver scheme work?
The EU is planning to introduce a visa waiver for some non-EU citizens. We look at how the scheme will work, how to apply, and if anyone is exempt
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The best-performing stocks and shares ISAs over 25 years
We reveal the best-performing stocks and shares ISAs from the past 25 years, and how much those funds and investment trusts would be worth now
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Where to invest as interest rates fall
With more interest rate cuts expected this year, we ask the experts which funds and investment trusts could benefit
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Inheritance tax receipts rise again as rumours persist about Budget changes
Inheritance tax raised £2.8 billion during April to July 2024, which is £0.2 billion higher than the same period last year. Will the chancellor target the tax in her Budget?
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Junior ISA wealth boom: number of kids with more than £100,000 trebles in a year
There are almost 2,000 junior ISAs worth more than £100,000, with some lucky children boasting nest eggs of more than £750,000. We look at how to turbo-charge your child’s savings
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The £1m pension problem: Why you may not get 25% tax-free cash
The pension lifetime allowance has been axed, but there's a sting in the tail. Savers with large pensions could see their tax-free cash shrunk to just 10%. We explain what’s happening and what action you should take
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UK economy expands with 0.6% GDP growth in second quarter
The UK economy has continued its recovery from the recession at the end of last year. What does it mean for interest rates?
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Inflation rises to 2.2% - what does it mean for your money?
UK inflation has risen for the first time this year, breaching the Bank of England’s 2% target. What does it mean for households and interest rates?
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More state pension errors uncovered – are you affected?
A new group of retirees have been underpaid their state pension. This could be just the “tip of the iceberg”. We explain who’s affected, and how to check.
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Inflation is biggest risk to portfolios, say investors
Inflation is the biggest risk to portfolio performance, according to a poll of UK investors. Could inflation rise this week and how can you protect your investments?
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RICS: Landlords disappear, and rents expected to rise further
RICS warns that the gap between rental supply and demand continues to widen. But, things are rosier in the sales market.
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House prices jump 0.8% in July and could soar higher due to rate cut
Average UK house prices rose 0.8% last month, and 2.3% over the past year, according to Halifax. Could falling mortgage rates fuel a rise this year?
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NS&I overshoots financing target - could we see more Premium Bond rate cuts?
Are NS&I Premium Bond prize fund rate cuts on the horizon? An attractive one-year savings bond plus ever-popular Premium Bonds meant NS&I raised too much money for the government last year
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Could Labour impose a “double death tax” of more than 50%?
Speculation is mounting that capital gains tax will be reformed in the Budget - and one option is to charge bereaved families the tax on top of inheritance tax. We explain how it could work
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Rachel Reeves: Labour has inherited a projected overspend of £22 billion from the Conservatives
The Chancellor has announced an array of measures to save money, including scrapping the Stonehenge tunnel, ditching social care reforms, and making the winter fuel payment means-tested
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How working part-time in retirement could boost your pension by £97,000
Easing into retirement by working a few days a week could add thousands to your pension pot. We crunch the figures to see how working part-time can boost your pension po
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Nationwide cuts mortgage rates as they dip below 4% for first time since February
The building society’s cheapest deal is now priced at 3.99%. Whether you’re buying or remortgaging, we look at whether rates could drop further in the coming months
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Buy-to-let mortgage market shrinks for first time ever
The volume of buy-to-let mortgage lending more than halved last year, as higher interest rates, a stamp duty surcharge and reduced tax relief put many landlords off
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Beware the savings tax trap: 6 million savers at risk of paying tax on their interest
Advice The number of savers exceeding their personal savings allowance is set to double this year. We reveal clever ways to shelter your cash from the taxman
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The King’s Speech: what will be included?
Labour's legislative agenda will be set out in the King’s Speech. But when it will take place, and what policies are likely to be included?
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New pensions minister: key priorities for Emma Reynolds
Emma Reynolds, MP for Wycombe, has become the new pensions minister. We look at what’s waiting in her in-tray, and the main priorities and challenges that lie ahead
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Consumer Duty: how the rules are changing financial services - and what they mean for you
Consumer Duty rules came into force almost a year ago, aiming to put customers’ needs first - but have they made a difference?
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Number of low-deposit mortgages hits two-year high - what are your options?
The availability of mortgage deals for those with a 5% deposit has risen in recent years. We look at the options for first-time buyers.
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Metro Bank axes fee-free spending abroad
Customers will start having to pay 2.99% to use their debit cards abroad later this summer. We have all the details - plus the best cards to use when travelling abroad
