Latest articles by Ruth Emery
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More state pension errors uncovered – are you affected?
A new group of retirees have been underpaid their state pension. This could be just the “tip of the iceberg”. We explain who’s affected, and how to check.
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Inflation is biggest risk to portfolios, say investors
Inflation is the biggest risk to portfolio performance, according to a poll of UK investors. Could inflation rise this week and how can you protect your investments?
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RICS: Landlords disappear, and rents expected to rise further
RICS warns that the gap between rental supply and demand continues to widen. But, things are rosier in the sales market.
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House prices jump 0.8% in July and could soar higher due to rate cut
Average UK house prices rose 0.8% last month, and 2.3% over the past year, according to Halifax. Could falling mortgage rates fuel a rise this year?
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NS&I overshoots financing target - could we see more Premium Bond rate cuts?
Are NS&I Premium Bond prize fund rate cuts on the horizon? An attractive one-year savings bond plus ever-popular Premium Bonds meant NS&I raised too much money for the government last year
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10 ways to cut your capital gains tax bill
The government hasn’t ruled out changes to capital gains tax, leading to speculation that a tax hike could be coming in the Budget. But there are ways to shelter your money from CGT
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Could Labour impose a “double death tax” of more than 50%?
Speculation is mounting that capital gains tax will be reformed in the Budget - and one option is to charge bereaved families the tax on top of inheritance tax. We explain how it could work
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Rachel Reeves: Labour has inherited a projected overspend of £22 billion from the Conservatives
The Chancellor has announced an array of measures to save money, including scrapping the Stonehenge tunnel, ditching social care reforms, and making the winter fuel payment means-tested
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How working part-time in retirement could boost your pension by £97,000
Easing into retirement by working a few days a week could add thousands to your pension pot. We crunch the figures to see how working part-time can boost your pension po
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Nationwide cuts mortgage rates as they dip below 4% for first time since February
The building society’s cheapest deal is now priced at 3.99%. Whether you’re buying or remortgaging, we look at whether rates could drop further in the coming months
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Buy-to-let mortgage market shrinks for first time ever
The volume of buy-to-let mortgage lending more than halved last year, as higher interest rates, a stamp duty surcharge and reduced tax relief put many landlords off
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Beware the savings tax trap: 6 million savers at risk of paying tax on their interest
Advice The number of savers exceeding their personal savings allowance is set to double this year. We reveal clever ways to shelter your cash from the taxman
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The King’s Speech: what will be included?
Labour's legislative agenda will be set out in the King’s Speech. But when it will take place, and what policies are likely to be included?
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New pensions minister: key priorities for Emma Reynolds
Emma Reynolds, MP for Wycombe, has become the new pensions minister. We look at what’s waiting in her in-tray, and the main priorities and challenges that lie ahead
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Consumer Duty: how the rules are changing financial services - and what they mean for you
Consumer Duty rules came into force almost a year ago, aiming to put customers’ needs first - but have they made a difference?
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Number of low-deposit mortgages hits two-year high - what are your options?
The availability of mortgage deals for those with a 5% deposit has risen in recent years. We look at the options for first-time buyers.
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Is an inflation-linked annuity or a level annuity better value?
What makes more sense, an inflation-linked annuity or a level annuity, as a retirement plan when inflation is low?
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Metro Bank axes fee-free spending abroad
Customers will start having to pay 2.99% to use their debit cards abroad later this summer. We have all the details - plus the best cards to use when travelling abroad
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Stocks and shares beat cash ISAs despite high interest rates
Exclusive analysis for MoneyWeek shows that the stock market beat cash ISAs last year - and when inflation is factored in, cash savers actually made a loss. We run through the figures.
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What happens to your pension if you retire abroad?
We look at what happens to your pension if you retire abroad. Can you transfer a UK pension scheme overseas and how do you withdraw money from it?
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Can you pay into someone else’s pension - and how much can you pay?
Three-quarters of savers are unaware that they can pay money into someone else’s pension. But contributing to a loved one’s nest egg can be a sound financial decision. We explain the rules.
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Almost 2.5 million retirees will pay tax on state pension despite triple lock plus policy, says Steve Webb
The former pensions minister argues that the Conservatives’ claim that pensioners will never pay income tax on their state pension is incorrect. We look at the figures.
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Bank of England holds interest rates at 5.25% again
Interest rates have been frozen at 5.25% for seven meetings in a row. Here is what it means for your money. Plus, when will interest rates finally be cut?
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Will capital gains tax rise after the general election?
We take a close look at what the political parties have said about CGT. Will they raise the tax or won’t they? Could investors and homeowners be taxed more?
