Nationwide has confirmed eligible customers will receive a £100 Fairer Share payment for the fourth consecutive year this summer.
The building society will issue the payment to around 4.4 million of its members in June after Board approval on 20 May.
Once the 2026 payment has been made, more than £1.5 billion will have been paid to members since Nationwide’s first Fairer Share payment in 2023.
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Nationwide is also launching a new £175 current account switching offer as well as a 5% Member Exclusive Bond today (21 May).
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Dame Debbie Crosbie, Nationwide’s chief executive, said: “Our growth in mortgages, retail deposits and personal current accounts is leading the market, which means we can again make a Fairer Share payment to eligible members, and offer a new Member Exclusive Bond.”
When and how will the Nationwide 2026 Fairer Share payment be made?
The roughly 4.4 million eligible Nationwide customers will receive their £100 payment between 10 and 30 June 2026.
The payment will be made into open Nationwide current accounts via electronic transfer.
If you have a current account in your sole name, it will be paid into this one, but it will be paid into a joint account if you do not have a current account in your sole name.
The payment will show up in your current account statement as “Nationwide Fairer Share Payment”.
Nationwide said if you don’t have an open current account when it tries to make the payment, you won’t receive it.
There is a full list of reasons why customers may not receive the £100 payment on the Nationwide website.
Who is eligible for the payment?
There are various eligibility rules to meet.
Firstly, to be eligible for the Fairer Share payment in 2026, you must have had either a qualifying current account and qualifying savings account, or a qualifying current account and qualifying mortgage.
A current account will qualify if it was open on 31 March 2026. A current account held with Clydesdale, including a Virgin Money current account, does not meet the qualifying criteria for the 2026 Fairer Share payment, but may in 2027 if Nationwide decides to make one then.
What are the qualifying current accounts?
If you had the FlexPlus account, you needed to have paid the monthly fee for maintaining the account.
For FlexOne, FlexStudent or FlexGraduate, you must have have received at least one payment in or made one payment out of your account during March 2026. Any charges or interest do not count.
You do not need to have met the above requirements if you completed a switch to your FlexOne or FlexStudent account using the Current Account Switch Service between 1 January 2026 and 31 March 2026.
For FlexAccount, FlexDirect or FlexBasic, you needed to have met one of the following requirements:
- In two of the three months of January 2026, February 2026 and March 2026, you must have received at least £500 into your current account (transfers in from other Nationwide accounts do not count), and have made at least two payments out of your current account. For example: you paid in £500 and made two payments out in both February and March 2026.
- Or, in two of the three months of January 2026, February 2026 and March 2026, you must have made at least 10 payments out of your current account. For example: you made 10 payments out in January 2026 and 10 payments out in March 2026.
What are the qualifying savings accounts and mortgages?
A savings account will qualify if there was at least £100 in one or more Nationwide personal savings accounts or cash ISAS at the end of any day in March 2026.
Nationwide Investment accounts, such as stocks and shares ISAs, don’t count as a qualifying savings account, nor do Nationwide Business Savings accounts.
A savings account with Clydesdale, including a Virgin Money savings account, does not count.
To be eligible via a qualifying mortgage, you must have owed at least £100 on a Nationwide residential mortgage on 31 March 2026.
This does not include a mortgage held with Clydesdale (Virgin Money or Yorkshire Bank) or Yorkshire Bank Home Loans Limited, which are Nationwide subsidiaries.
Nationwide commercial and buy-to-let mortgages also don’t meet the mortgage eligibility criteria for the 2026 Fairer Share payment.
What you can do if you think you’re eligible for the payment but don’t receive it
If you think you are owed a payment in June and don’t receive it, you should contact Nationwide either through the chatbot on its website or by phoning the building society on 03457 30 20 11.
You can also visit your nearest branch. In November 2025, Nationwide pledged to keep all its bank branches open until at least 2030.
