advice
Latest
-
Last-minute pension investing could cost Brits £24,000 – what’s a better way to save?Savers are delaying pension contributions – a habit that could significantly impact their long-term returns, according to new analysis.
By Laura Miller Published
-
How heat pumps work – and how to get up to £9,000 off the cost of installationTips The government wants Britain to install more heat pumps as part of its drive to decarbonise the UK economy – but how do they work and can you get help paying for them?
By Sam Walker Last updated
-
What is the 25% pension tax-free cash - and when should you take it?The 25% tax-free pension lump sum is probably Britain’s most generous tax perk. But being able to take a quarter of your total retirement fund free of tax all in one go comes with some risks. We weigh up your options.
By Laura Miller Last updated
-
Is now a good time to buy an annuity as rates rise?With higher gilt yields leading to higher annuity rates, should you buy an annuity?
By Laura Miller Last updated
-
How to boost your chances of getting the Winter Fuel PaymentMillions of pensioners will get the Winter Fuel Payment this year but you’ll need to pay it back if your income is over £35,000. We reveal some tips and tricks to ensure you’re eligible and can keep the payment
By Sam Walker Last updated
-
How much solar panels cost in the UK – and are they worth installing?Solar panels are set to be at the forefront of the government’s plans to make the UK economy greener. But are they cost effective?
By Laura Miller Last updated
-
How to keep your dividends safe from the taxmanAdvice Following successive cuts to the dividend tax allowance and a hike to dividend tax rates, we reveal the ways you can keep more of your dividend income.
By Sam Walker Last updated
-
New inheritance tax rules for businesses and farmers come into force – will your family be worse off?Business and agricultural property relief cuts took effect on 6 April, reducing the amount business owners and farmers can pass on free from inheritance tax. Who will be hit hardest?
By Laura Miller Published
-
Does your portfolio need a review? How to give yours a spring cleanTips The start of the new financial year is a good time to look into your investments
By Laura Miller Last updated
-
How to prepare your investment portfolio for volatile timesAdvice You can't predict when volatility will hit your investment portfolio but you can prepare for it
By Marc Shoffman Last updated
-
What happens to your pension if you move or retire abroad?Thousands of people leave the UK every year, many to enjoy their retirement in another country, seeking lower taxes, sun and often more affordable adventure. We look at what happens to your pension if you move or retire abroad.
By Ruth Emery Last updated
-
Households to fork out up to 9% more in council tax this year – how much more will you pay?Council tax bills rose in most local authorities in England on 1 April. How much more do you face paying?
By Daniel Hilton Last updated
-
Will mortgage rates fall this year?Hopes of lower mortgage rates in the coming weeks and months are looking less and less likely due to the conflict in the Middle East. Whether you're buying a home, remortgaging or you’re a buy-to-let landlord, we look at the outlook for 2026.
By Marc Shoffman Last updated
-
Making Tax Digital: what is it and who does it affect?Thousands of sole traders and landlords now have to start reporting their earnings digitally on a quarterly basis to HMRC after changes came in this April – here is what you need to know
By Laura Miller Last updated
-
Is it worth buying an electric car? The costs to considerIf you're thinking about buying an electric car, you might be wondering whether they offer good value for money. We look at the costs versus savings.
By Sam Walker Last updated
-
How to get the best travel money ratesHere’s where you can find the best travel money rates so you can get the most bang for your buck when you’re on holiday.
By Oojal Dhanjal Last updated
-
The 22-year retirement age gap – does your pension pot fall short of your saving ambitions?Just 14% of Brits are currently on track to retire at the age they want with their desired income, analysis suggests, with many heading decades off course.
By Laura Miller Published
-
The elite £2m ISA club – here’s how to joinA £2 million ISA won’t be achievable for everyone – but almost 300 Brits have already reached this goal. How can you join them?
By Laura Miller Published
-
10 easy moves to save you money before the end of the 2025/26 tax yearTips The end of the 2025/26 tax year is fast approaching. Here’s what you can do now to make the most of tax breaks and allowances before they disappear on 5 April
By Sam Walker Last updated
-
How to pick an investment platform for your ISAAdvice Investment platforms, commonly known as fund supermarkets, let you buy, sell and hold funds, stocks and trusts. But how do you pick the right one and what should you look out for?
By Kalpana Fitzpatrick Last updated
-
Revealed: the cheapest day to buy car insuranceCar insurance costs are dropping after a huge rise last year. But you could drive them down even further by doing an extra bit of planning. We reveal the cheapest day to buy car insurance
By Sam Walker Last updated
-
How to get an ISA or Sipp cashback bonusTips Here are the best pension and ISA transfer offers, with some providers giving away as much as £5,000 in cashback for transferring an account
By Daniel Hilton Last updated
-
Is now a good time to sell a house?The latest Middle East conflict may dampen demand in the housing market, making it crucial for sellers to be realistic about asking prices to attract interest
By Marc Shoffman Last updated
-
What is your personal inflation rate and how do you calculate it?Inflation remains above the Bank of England's 2% target and could be set to rise, but faster price growth will affect people to differing degrees.
By Daniel Hilton Last updated
-
The tax risks for UK expats returning from DubaiWealthy Brits may have rushed to Dubai and other low tax jurisdictions to escape higher taxes in the UK but they could be hit with a tax bill if they return too soon
By Marc Shoffman Published
-
What to do with old £20 notes – how to exchange themWe explain what to do with old £20 and £50 notes as they are no longer legal tender in the UK — plus where you can exchange them for new polymer banknotes
By Oojal Dhanjal Last updated
-
What to consider when consolidating your ISAHolding your stocks and shares ISA on one investment platform can be cheaper and more efficient but there are downsides
By Marc Shoffman Published
-
What are ‘deprivation of assets’ care cost rules? – and how to stick to themCare costs can average £66,000 a year or more, which can leave little over for an inheritance. But if you give your money away and still need paid-for care, HMRC can demand the cash back. We explain ‘deprivation of assets’ rules when it comes to paying for care.
By Laura Miller Published
-
159 – the three-digit number that could stop you from being scammedWhy 159 is a number everyone should know as it could stop scammers stealing from your bank account. But how does it work and when should you use it?
By Sam Walker Published
