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What is the 25x retirement rule and does it work?
The 25x retirement rule has been around for decades but many experts question if it is a suitable strategy
By Marc Shoffman Published
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How to avoid the 14 year inheritance tax gifting trap
Inheritance tax rules are getting tighter and more families are trying to find ways to avoid a hefty bill. Giving money away is a common strategy – but if done wrong your loved ones could be on the hook with HMRC for almost a decade and a half.
By Laura Miller Published
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Stamp duty calculator: How much will you pay?
The amount of stamp duty you pay depends on which band the house price you’re paying falls into. Here's how the tax works.
By Daniel Hilton Last updated
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What happens to your pension if you retire abroad?
Holidays don’t have to end. Thousands of people leave the UK every year, many to enjoy their retirement in another country, seeking lower taxes, sun and often more affordable adventure. We look at what happens to your pension if you retire abroad.
By Ruth Emery Last updated
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Five steps to maximise your mid-life financial prime
Earnings often peak in your mid-30s and 40s – and you can make your money go further by putting it to work.
By Katie Williams Published
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Divorced? Simple rules to stop your ex claiming inheritance on your estate
Divorces are back at pre-pandemic levels leaving lawyers urging separated couples to get their affairs watertight to avoid any nasty disputes after death
By Laura Miller Published
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Can you pay into someone else’s pension – and how much can you pay?
Two-thirds of savers are unaware they can put money into someone else’s pension, but contributing to a loved one’s nest egg can be a sound financial decision. We explain the rules.
By Ruth Emery Last updated
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Is your job title increasing your car insurance costs?
When it comes to the cost of your car insurance, job titles matter. We reveal the ones that could potentially add hundreds to the cost of your policy
By Daniel Hilton Last updated
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How valuable is my no claims bonus - and should I protect my no claims discount?
Your no claims bonus can heavily reduce your car insurance premiums, but when is it no longer worth protecting?
By Daniel Hilton Last updated
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How to complain about your financial services provider
News Regulators are considering changing how large volumes of complaints are dealt with amid a surge in issues. Here is how to complain if you are unhappy with a financial product or service
By Marc Shoffman Last updated
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Workplace pension schemes: how do defined benefit schemes differ from defined contribution ones?
Explainer UK workplace pension schemes come in two forms: defined benefit and defined contribution. But what's the difference between them?
By Ruth Emery Last updated
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Chase axes boosted rate for easy access savers – what are the alternatives?
Chase has stopped offering a boosted interest rate on its easy access savings account. We look at where else you can put your money.
By Daniel Hilton Last updated
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Bitcoin hits new high - should you invest in the cryptocurrency?
The Bitcoin price has hit a record high of $112,000 as investor interest grows, but it remains a risky asset
By Marc Shoffman Last updated
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Top 3 reasons families fight over inheritance – and how to avoid disputes
Delays in the probate process mean more cases are hitting the courts, with family tensions fizzing over as they wait for a resolution to inheritances
By Laura Miller Published
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The most popular ISA funds, stocks and investment trusts
As we enter the new tax year, we look at the most popular ISA funds, investment trusts and stocks over the past four months
By Marc Shoffman Last updated
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The “wait-and-see” savings mistake to avoid: Savers urged to fix now and earn £624 extra interest
Some savers are waiting for savings rates to rise before moving to a fixed-rate account. But this could cost you hundreds
By Ruth Emery Last updated
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How to claim compensation for travel delays
As families start to jet off for their summer holidays, new data reveals that almost 26,700 flights were cancelled in the UK last year. What compensation can you get if your flight is cancelled or delayed?
By Ruth Emery Last updated
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What are safe-haven assets and should you invest in them?
Investors often look to safe-haven assets like gold in times of market turmoil, but do they live up to the name?
By Katie Williams Last updated
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How grandparents could boost their state pension by up to £6,600
Grandparents may be able to earn extra National Insurance credits and boost their state pension entitlement by looking after their grandchildren, such as during the school holidays. Here’s what you need to know
By Marc Shoffman Last updated
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Gold’s allure and why you should never 'pay a premium for graded coins'
Opinion It is easy to become distracted by the beauty of gold, but remember why you buy it, says Dominic Frisby
By Dominic Frisby Published
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5 travel stocks to buy ahead of the busy summer holiday period
Tips It may be getting more expensive to go on holiday but you can at least try to make some money back by investing in the travel sector
By Marc Shoffman Last updated
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7 ways to save money when booking a luxury cruise
The cost of booking a cruise has nearly doubled compared with pre-pandemic levels. Try these top tips to cut the costs and still enjoy luxury at sea
By Marc Shoffman Last updated
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How to do a mid-retirement MOT
You may have heard of a midlife MOT, but experts say a mid-retirement MOT is also essential to ensure your finances are on track and your pension savings last as long as you do
By Ruth Emery Published
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Heat pump rules are changing: how to reduce the cost of installation
Tips The rules around installing a heat pump will change on 29 May, making it easier for some homeowners. We look at how much a heat pump costs, how the £7,500 government grant works, and other discounts available
By Ruth Emery Last updated
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How to build your own ‘pot for life’ pension with a SIPP
Advice Self-invested personal pensions are just that – personal to you, not your workplace. You can have the same SIPP for life if you want. Here's how it works
By Laura Miller Last updated
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Single people will need £225k more in their pension pot
Searching for a moderate level of comfort in retirement? It’s a lot harder to achieve if you’re single, and you may need to add thousands more to get the retirement you want
By Laura Miller Last updated
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150 banking hubs now open across UK – is there one near you?
As the 150th banking hub opens its doors, a Post Office deal that offers basic banking services has also been extended until 2030. We explain what this means for you
By Ruth Emery Published
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How to protect your personal and financial data from cyber attacks
M&S and the Co-op are the latest retailers to suffer from cyber hacks but consumers also need to be vigilant
By Marc Shoffman Published
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Is UK prime property making a comeback as a safe haven asset?
Cheap prime central London property is attracting overseas buyers, helping it regain its safe haven status
By Marc Shoffman Published
