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7 ways to save money when booking a luxury cruise
The cost of booking a cruise has nearly doubled compared with pre-pandemic levels. Try these top tips to cut the costs and still enjoy luxury at sea
By Marc Shoffman Last updated
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How to do a mid-retirement MOT
You may have heard of a midlife MOT, but experts say a mid-retirement MOT is also essential to ensure your finances are on track and your pension savings last as long as you do
By Ruth Emery Published
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Heat pump rules are changing: how to reduce the cost of installation
Tips The rules around installing a heat pump will change on 29 May, making it easier for some homeowners. We look at how much a heat pump costs, how the £7,500 government grant works, and other discounts available
By Ruth Emery Last updated
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How to build your own ‘pot for life’ pension with a SIPP
Advice Self-invested personal pensions are just that – personal to you, not your workplace. You can have the same SIPP for life if you want. Here's how it works
By Laura Miller Last updated
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Single people will need £225k more in their pension pot
Searching for a moderate level of comfort in retirement? It’s a lot harder to achieve if you’re single, and you may need to add thousands more to get the retirement you want
By Laura Miller Last updated
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150 banking hubs now open across UK – is there one near you?
As the 150th banking hub opens its doors, a Post Office deal that offers basic banking services has also been extended until 2030. We explain what this means for you
By Ruth Emery Published
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How to protect your personal and financial data from cyber attacks
M&S and the Co-op are the latest retailers to suffer from cyber hacks but consumers also need to be vigilant
By Marc Shoffman Published
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Is UK prime property making a comeback as a safe haven asset?
Cheap prime central London property is attracting overseas buyers, helping it regain its safe haven status
By Marc Shoffman Published
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What sole traders and landlords need to know about Making Tax Digital with one year to go
Sole traders and landlords will have to start reporting their earnings digitally on a quarterly basis to HMRC from April 2026 – here is what you need to know
By Marc Shoffman Published
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Can I shield my ISAs from inheritance tax?
Many investors and savers will be wondering if there’s anything they can do to protect their ISAs from inheritance tax, especially as pensions will become liable for the levy from April 2027. We reveal the options available to ISA customers
By Ruth Emery Published
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How much should I pay into a pension?
One of the trickiest parts of retirement planning is working out how much to pay into a pension. We explore what to consider when deciding how much to contribute
By Ruth Emery Last updated
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How to become an ISA multi-millionaire
Making your first ISA million may be tricky but it gets easier if you want to become a multi-millionaire investor
By Marc Shoffman Last updated
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How to pick an investment platform for your ISA
Advice Investment platforms, commonly known as fund supermarkets, let you buy, sell and hold funds, stocks and trusts. But how do you pick the right one and what should you look out for?
By Kalpana Fitzpatrick Last updated
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Checklist: 10 easy moves to save you money before the end of the 2024/25 tax year
Tips The end of the 2024/25 tax year is fast approaching. We’ve put together an action plan so you can maximise valuable tax breaks and allowances before they disappear on 5 April
By Ruth Emery Last updated
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April price hikes – which household bills are going up this spring?
Households will be hit with a series of bill increases from this month across everything from council tax to energy. How big are the hikes and are there ways to save money?
By Katie Williams Last updated
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Could these six collectables make you rich?
Investing Which collectables are worth owning? From vintage toys to handbags, books and wine, we look at which items could be worthy investments and potentially make you a small fortune
By Ruth Emery Last updated
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Households face council tax hikes of up to 9.99% – how much more will you pay this year?
Council tax bills will rise in almost all areas from tomorrow, 1 April. We reveal the local authorities slapping on extra costs
By Katie Williams Last updated
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Are regular savings accounts worth it?
A 7% interest rate is eye-catching, but how much can you save in a regular saver account and how does the interest rate work exactly?
By Ruth Emery Published
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How much council tax will you have to pay on a second home?
Second home council tax will surge from April across many parts of England. It follows similar local authority changes in Scotland and Wales.
By Katie Williams Last updated
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Revealed: the cheapest day to buy car insurance
Car insurance costs are dropping after a huge rise last year. But you could drive them down even further by doing an extra bit of planning. We reveal the cheapest day to buy car insurance
By Daniel Hilton Last updated
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The top 10 holiday let hotspots as tax perks end in April
The furnished holiday lets tax regime will be scrapped next month - can property investors still make money from short-term rentals?
By Marc Shoffman Published
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Tourist taxes: should you pay more to visit holiday hotspots or look elsewhere?
Major cities have introduced extra fees to combat overtourism. We look at how to tackle the rise of tourist taxes.
By Marc Shoffman Published
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India is a new global powerhouse — should you invest?
India’s growth rate has slowed recently, but there is still ample scope for investors to benefit from its development.
By David Prosser Published
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Should you continue to hold Smithson Investment Trust?
Opinion Smithson Investment Trust, a small- and mid-cap fund, has struggled to live up to lofty expectations, says Rupert Hargreaves.
By Rupert Hargreaves Published
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Four UK data companies to buy now
Companies that create, harness or turn data into a valuable offering could be sitting on a hugely profitable gold mine. Rupert Hargreaves picks four of the best UK data companies to buy now.
By Rupert Hargreaves Published
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'I can't afford to pay my tax bill, what help can I get from HMRC?'
Millions are due to file their tax return this Friday as the self-assessment deadline closes. Though the nightmare is not over until you pay the taxman what you owe - or face a penalty. But what happens if you can't afford to pay HMRC your tax bill, and what is "Time to Pay"?
By Kalpana Fitzpatrick Last updated
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The 8% pension rule: what is it and is it enough to retire on?
You are probably saving this amount into a pension each month without even realising. But what is the 8% rule and is it enough to give you a comfortable retirement?
By Ruth Emery Last updated
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Wood-burning stove vs central heating ‒ which is cheaper?
Advice After energy costs increased again, we compare wood-burning stove vs central heating to find out which is cheaper for your home
By Oojal Dhanjal Last updated
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6 ways to save on rail tickets
Rail tickets will go on sale this week, offering discounts of up to 50% across thousands of popular routes. We look at the upcoming offers and other ways to save.
By Katie Williams Last updated
