advice
Latest
-

‘My estate faces a £214,000 tax bill unless I get married’ - the perils of the inheritance tax pension reforms
The chancellor's plans to charge inheritance tax on unused pension wealth could be bad news for cohabiting couples
By Marc Shoffman Published
-

Six ways to a cheap last-minute holiday
Are you on the hunt for a last-minute holiday but don’t want to pay over the odds? Here’s how to keep costs low if you’re booking at the last minute.
By Oojal Dhanjal Last updated
-

What is the 25% pension tax-free cash - and when should you take it?
There’s plenty of speculation that the 25% tax-free cash savers can take from their pension pots could be cut in the forthcoming Autumn Budget. But, what is it and how does it work?
By Ruth Emery Last updated
-

Generation X falls behind on retirement savings: how to boost your pension pot
The over-50s are lagging behind other generations when it comes to pension savings – here's why
By Marc Shoffman Published
-

112 funds that financial experts are backing for success
Investment platform Bestinvest has identified the top funds for each region to help investors protect their wealth from the chancellor ahead of the Autumn Budget
By Marc Shoffman Published
-

Managing your money in retirement – 4 golden rules to avoid a shortfall
We look at how to manage your money in retirement, as inflation continues to erode pensioner income
By Katie Williams Last updated
-

How to boost your chances of getting the Winter Fuel Payment
Millions of pensioners will get the Winter Fuel Payment this year following a government U-turn, provided their income is less than £35,000. We reveal some tips and tricks to ensure you’re eligible
By Ruth Emery Last updated
-

How to avoid pension fraud
Pension fraud remains rampant, with around £48,000 lost every day in 2024. Here are the main ploys to look out for.
By Daniel Hilton Last updated
-

How does the Hilton Honors debit card work – and is it any good?
We explore what perks you can get with the Hilton Honors debit card, and if it’s worth applying for the loyalty card when you travel abroad
By Oojal Dhanjal Last updated
-

12 activities your travel insurance might not cover
Your travel insurance cover might not be as adventurous as you – make sure to check the small print of your policy to avoid being caught out
By Oojal Dhanjal Last updated
-

How much do solar panels cost in the UK - and are they worth installing?
Solar panels are set to be at the forefront of the government’s plans to make the UK economy greener. But are they cost effective?
By Laura Miller Last updated
-

Is NS&I safe?
National Savings and Investments (NS&I) is popular for its Premium Bonds and savings products. But how safe is it?
By Daniel Hilton Last updated
-

What is the 25x retirement rule and does it work?
The 25x retirement rule has been around for decades but many experts question if it is a suitable strategy
By Marc Shoffman Published
-

How to avoid the 14 year inheritance tax gifting trap
Inheritance tax rules are getting tighter and more families are trying to find ways to avoid a hefty bill. Giving money away is a common strategy – but if done wrong your loved ones could be on the hook with HMRC for almost a decade and a half.
By Laura Miller Published
-

Stamp duty calculator: How much will you pay?
The amount of stamp duty you pay depends on which band the house price you’re paying falls into. Here's how the tax works.
By Daniel Hilton Last updated
-

What happens to your pension if you retire abroad?
Holidays don’t have to end. Thousands of people leave the UK every year, many to enjoy their retirement in another country, seeking lower taxes, sun and often more affordable adventure. We look at what happens to your pension if you retire abroad.
By Ruth Emery Last updated
-

Five steps to maximise your mid-life financial prime
Earnings often peak in your mid-30s and 40s – and you can make your money go further by putting it to work.
By Katie Williams Published
-

Divorced? Simple rules to stop your ex claiming inheritance on your estate
Divorces are back at pre-pandemic levels leaving lawyers urging separated couples to get their affairs watertight to avoid any nasty disputes after death
By Laura Miller Published
-

Can you pay into someone else’s pension – and how much can you pay?
Two-thirds of savers are unaware they can put money into someone else’s pension, but contributing to a loved one’s nest egg can be a sound financial decision. We explain the rules.
By Ruth Emery Last updated
-

Is your job title increasing your car insurance costs?
When it comes to the cost of your car insurance, job titles matter. We reveal the ones that could potentially add hundreds to the cost of your policy
By Daniel Hilton Last updated
-

How valuable is my no claims bonus - and should I protect my no claims discount?
Your no claims bonus can heavily reduce your car insurance premiums, but when is it no longer worth protecting?
By Daniel Hilton Last updated
-

How to complain about your financial services provider
News Regulators are considering changing how large volumes of complaints are dealt with amid a surge in issues. Here is how to complain if you are unhappy with a financial product or service
By Marc Shoffman Last updated
-

Workplace pension schemes: how do defined benefit schemes differ from defined contribution ones?
Explainer UK workplace pension schemes come in two forms: defined benefit and defined contribution. But what's the difference between them?
By Ruth Emery Last updated
-

Chase axes boosted rate for easy access savers – what are the alternatives?
Chase has stopped offering a boosted interest rate on its easy access savings account. We look at where else you can put your money.
By Daniel Hilton Last updated
-

Bitcoin hits new high - should you invest in the cryptocurrency?
The Bitcoin price has hit a record high of $112,000 as investor interest grows, but it remains a risky asset
By Marc Shoffman Last updated
-

Top 3 reasons families fight over inheritance – and how to avoid disputes
Delays in the probate process mean more cases are hitting the courts, with family tensions fizzing over as they wait for a resolution to inheritances
By Laura Miller Published
-

The “wait-and-see” savings mistake to avoid: Savers urged to fix now and earn £624 extra interest
Some savers are waiting for savings rates to rise before moving to a fixed-rate account. But this could cost you hundreds
By Ruth Emery Last updated
-

What are safe-haven assets and should you invest in them?
Investors often look to safe-haven assets like gold in times of market turmoil, but do they live up to the name?
By Katie Williams Last updated
-

How grandparents could boost their state pension by up to £6,600
Grandparents may be able to earn extra National Insurance credits and boost their state pension entitlement by looking after their grandchildren, such as during the school holidays. Here’s what you need to know
By Marc Shoffman Last updated
