Best cards for travel abroad

Lloyds Ultra Credit Card

This card from Lloyds comes with a low APR rate and there is no cap on how much cashback you can earn.

• 1% cashback on all card purchases in the first year, 0.25% after

• No foreign exchange fees or ATM withdrawal fees

• Representative APR of 14.9% (variable)

• Purchase rate APR of 14.94% (variable)

Santander Rewards Credit Card

• Get 3% cashback (no limit) on travel, eating out and more, and 0.25% on other eligible spending

• After a year, earn 0.25% cashback on purchases

• No foreign exchange fees on purchases overseas if spent in local currency

• Overseas ATM withdrawals have a 3% fee (minimum £3)

• Representative APR and purchase rate 24.9% (variable) until fully repaid

If you're a new customer, you can get up to £40 in Uber vouchers.

Barclaycard Rewards Card

• No fees on purchases abroad if paid in full

• 0.25% cashback on everyday spending

• No interest on cash withdrawals if paid in full

• Representative APR and purchase rate of 28.9% (variable)

NatWest Travel Reward Credit Card

• 1% cashback on eligible travel spending

• Or up to 15% cashback at select partner retailers

• Or 0.1% back on all other spending

• No foreign transaction fees on purchases abroad

• 3% fee on ATM withdrawals (minimum £3)

• Representative APR and purchase rate of 27.9% (variable)

Virgin Money Travel Credit Card

• 1% cashback on spending for the first 90 days, 0.25% cashback after that (up to £15 cashback per month)

• No foreign exchange fees overseas

• Representative APR 27.9% (variable)

• Up to 12% additional cashback with select retailers

• ATM withdrawal fees of 5% applies plus interest charge until repaid in full

First Direct Debit Card

• Fee-free spending abroad

• Fee-free ATM withdrawals abroad, up to £500 per day

• £250 interest-free overdraft

You could get a £175 bank switching bonus for moving your current account to First Direct, and access a 7% regular savings account.

Chase Debit Card

• 2% cashback on eligible spending (max £20 per month)

• No cashback on overseas spending

• Fee-free spending and ATM withdrawals at home and abroad

Starling Bank Travel Money Card

• No fees on spending abroad

• No fees on cash withdrawals abroad

• Manage in-app and online

• Maximum £300 ATM limit and six withdrawals per day while abroad

Monzo Debit Card

• Fee-free spending at home or abroad

• 0% interest on purchases over £100 or more paid over three months

• Otherwise, 29% APR representative (variable) for up to 24 monthly payments

Make cash withdrawals of up to £200 outside of the EEA every 30 days for free. Anything over that incurs a 3% charge. You can also earn 2.75% AER (variable) with an Instant Access Savings Pot.