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Pension planning: five strategies to maximise your retirement income
Advice Britain is heading for a recession. That means you’re going to have to make your money work harder. Here, Saloni Sardana outlines five pension planning strategies to help soften the blow.
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Why you should use a salary sacrifice scheme to save more into your pension
Advice Salary sacrifice schemes can be a valuable perk when you are building up a pension, says David Prosser.
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Should you buy an annuity as rates start to rise?
Advice Pensioners who want to use their retirement savings to buy an annuity for a guaranteed yearly income can now earn more as interest rates rise.
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How to protect your pension pot from market turmoil
Advice The traditional way to protect your pension fund from market risk is to begin shifting your savings out of equities well ahead of retirement. But there are some problems with this approach, says David Prosser.
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Our pension system, little-changed since Roman times, needs updating
Opinion The Romans introduced pensions, and we still have a similar system now. But there is one vital difference between Roman times and now that means the system needs updating, says Merryn Somerset Webb.
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We’re doing well on pensions – but we still need to do better
Opinion Pensions auto-enrolment has vastly increased the number of people in the UK with retirement savings. But we’re still not engaged enough, says Merryn Somerset Webb.
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High inflation means the end of the “4% rule” for retirees
Advice High inflation means that it’s time to reassess how much you withdraw from your pension each year if you don't want to run out of money .
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Transferring out of your final salary pension could cost you dear
Advice Thinking about transferring out of a final salary pension? It could cost you a lot more than you might think, says David Prosser.
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Private pensions: act early to avoid a big inheritance tax bill
Advice Frozen inheritance-tax thresholds mean HMRC is taking ever more in death duties. But there are steps you can take to avoid it, says David Prosser.
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