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Pensioners ‘running down larger pots’ to avoid inheritance tax as rule change loomsChanges to inheritance tax (IHT) rules for unused pension pots from April 2027 could trigger an ‘exodus of large defined contribution pension pots’, as retirees spend their savings rather than leave their loved ones with an IHT bill.
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Gender pensions gap widens – how women can boost their pensionWomen are making do, on average, with just two thirds of the pension of a man, according to new analysis, as time out for caring exacerbates the gender pay gap and further widens the gender pension gap. We look at five ways women can boost their pension.
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Why getting sick will cost you up to £700 a month in pension savingsMore people could face a state pension shortfall as the healthy life expectancy age declines to its lowest level for 15 years. Do you have £700 extra a month to cover your sick years?
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Carers facing retirement shortfall - how to boost your pensionA growing pensions gap shows carers retire with significantly less private pension income than the national average
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Pensions vs savings accounts: which is better for building wealth?Savings accounts with inflation-beating interest rates are a safe place to grow your money, but could you get bigger gains by putting your cash into a pension?
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What the government’s baby boomer retirement data says about the future of pensionsA study of the retirement routes of people born in 1958 paints a worrying picture for people’s pension savings
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Should you combine your pensions? Pros, cons and key checksCombining your pensions into a single pot can make managing the money easier – and cheaper. But some old pensions have valuable features you won’t want to lose. We weigh up the pros and cons of consolidating your retirement funds.
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Why annuities are back in fashion for retireesThe appeal of annuities has been boosted by higher interest rates. So should you buy an annuity with part of your pension savings?
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Default pension funds: what’s in your workplace pension?Default pension funds will often not be the best option for young savers or experienced investors
