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Is the 4% pension rule dead? Why the 6% rule could replace it
‘Pensions are for spending’ is the new mantra now inheritance tax will apply to them from April 2027. In exclusive calculations we show how much more you can take from your pension to wind it down completely by age 90.
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Britain’s retirement happiness hotspots: where are the best places to retire?
We look at the top areas for retirement wellbeing, taking into account housing, health, community, nature and access to amenities. Is your town on the list?
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Accelerating state pension age hikes could cost Brits in early 50s almost £18,000
A recently launched review of the state pension age has sparked concern that the planned increases could be accelerated. How much could it cost you?
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Two in five Brits won’t be able to cover basic costs in retirement
Millions face a bleak retirement, as a new report from Scottish Widows indicates a significant number will not reach the minimum income level necessary for a basic standard of financial wellbeing in their later years.
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How to use SAYE and SIP schemes to multiply your money
Employers’ savings or share-incentive plans like SAYE and SIP schemes can help top up your pension
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More than half of over 65s live alone – here’s how to prepare for a solo retirement
Spending your mature years solo can mean more time to do the things you’ve always wanted, if you’ve planned ahead for the extra costs of single living
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What is the state pension age and when will you get yours?
Does the recently-launched State Pension Age Review mean it could rise faster in future? We look at when the age is next scheduled to go up, and whether people could have to wait until their 70s, or even 80th birthday, to claim their state pension
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Pension inheritance tax paperwork nightmare – how to prepare to avoid penalties
Pensions will be included in inheritance tax calculations from April 2027 and in a shock move, your executors will have to shoulder the burden of finding all your unused pots
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Gender pension gap: women left with £5,000 less each year in retirement
Government figures reveal a gender pension gap of 48% among those approaching retirement, leaving women with thousands of pounds less each year
