David Prosser
David Prosser is a regular MoneyWeek columnist, writing on small business and entrepreneurship, as well as pensions and other forms of tax-efficient savings and investments.
David has been a financial journalist for almost 30 years, specialising initially in personal finance, and then in broader business coverage. He has worked for national newspaper groups including The Financial Times, The Guardian and Observer, Express Newspapers and, most recently, The Independent, where he served for more than three years as business editor. He has won a number of awards, including the Harold Wincott Personal Finance Journalist of the Year, the Headline Money Journalist of the Year and the BIBA Journalist of the Year. He has also been a frequent contributor to broadcast news, providing expert advice and punditry on radio and television.
For the past ten years, David has worked as a freelance journalist, writing for a broad range of newspapers, magazines and online publications. He also writes a regular column for Forbes, and is a frequent contributor to both specialist and consumer publications.
Latest articles by David Prosser
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How invoice financing can help your business
Advice Invoice finance could help your business cope with late payments, says David Prosser.
By David Prosser Last updated
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High inflation means the end of the “4% rule” for retirees
Advice High inflation means that it’s time to reassess how much you withdraw from your pension each year if you don't want to run out of money .
By David Prosser Published
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How to prevent your businesses becoming embroiled in a trademark dispute
Analysis Thorough research could save you the headache of a trademark dispute, says David Prosser.
By David Prosser Published
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Transferring out of your final salary pension could cost you dear
Advice Thinking about transferring out of a final salary pension? It could cost you a lot more than you might think, says David Prosser.
By David Prosser Published
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Flexible working: don't rush your staff back the office
Advice The government is urging people to get back to the office. But there are good reasons for many small businesses to embrace flexible working.
By David Prosser Published
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Private pensions: act early to avoid a big inheritance tax bill
Advice Frozen inheritance-tax thresholds mean HMRC is taking ever more in death duties. But there are steps you can take to avoid it, says David Prosser.
By David Prosser Published
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How to find an angel investor for your business
Advice Make sure your start-up business has the right type of backer before signing a deal, says David Prosser.
By David Prosser Published
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The risks of using equity to release to cash in on your home
Analysis Equity release is getting more popular. But think carefully before joining in, says David Prosser.
By David Prosser Published
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AJ Bell's new app aims to make investing a Dodl
News Dodl, AJ Bell’s new app-based investment service, is cheap – although a wider range of investments would be welcome, says David Prosser.
By David Prosser Published
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Shortage of Sharia-compliant pensions lets down savers
News A lack of Sharia-compliant pensions is leaving many people unable to save for retirement.
By David Prosser Published
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Small business owners: don’t duck the need to raise prices
Advice Many small businesses worry about passing on costs, but soaring inflation makes it a matter of survival, says David Prosser.
By David Prosser Published
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Why hackers are increasingly targeting small businesses – and what you can do about it
Analysis Almost half of small businesses were targeted by hackers last year. David Prosser explains what is behind the cyber attacks.
By David Prosser Published
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How salary sacrifice can help mitigate against National Insurance rise
Analysis National Insurance is rising on 6 April but the good news is that salary sacrifice schemes are a good way to decrease taxable income, says David Prosser.
By David Prosser Published
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Should you use debt or equity to grow your business?
Analysis Loans and equity financing come with different terms and conditions, says David Prosser.
By David Prosser Published
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Here’s what the Spring Statement means for your money
Analysis David Prosser looks into the details of Rishi Sunak's "jam tomorrow" Spring Statement and explains just what it means for you and your money.
By David Prosser Published
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Top up your pension before the end of the tax year
Advice David Prosser explains how to make sure you’ve made the best use of your pension contribution allowance before 5 April
By David Prosser Published
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Fixing the gender gap in start-up businesses
Opinion New initiatives aim to remove barriers for female entrepreneurs. David Prosser reports.
By David Prosser Published
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An unwelcome merger deal for the Honeycomb Investment Trust
Analysis A deal to buy its own manager makes this high-yielding debt fund less appealing, says David Stevenson
By David Prosser Published
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A new low-cost Sipp from Interactive Investor
Advice Savers with accounts of all sizes could benefit from lower fixed fees in this new low-cost Sipp from Interactive Investor.
By David Prosser Published
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The best ways to hire staff in these uncertain times
Advice Taking on permanent staff for your business comes with risks, but there are alternatives says David Prosser.
By David Prosser Published
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How to maximise your pension contributions
Advice Rolling forward your annual pension contribution allowances from past years can let you contribute more. David Prosser explains how.
By David Prosser Last updated
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Cryptocurrency payments: should your business accept payment in bitcoin?
Advice Adapting your business to accept cryptocurrency payments is simpler than you might imagine. But there are a lot of things to consider first.
By David Prosser Published
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Hit the pensions lifetime allowance? Make sure you use your Isa
Advice Many savers are running into the pensions lifetime allowance. But don't forget that you can also use your Isa to save for your retirement – it has no such limit.
By David Prosser Published
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Employers: don't rush your staff back into the office
Advice Employers should think carefully before summoning staff back to the office, says David Prosser.
By David Prosser Published
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