David Prosser
David Prosser is a regular MoneyWeek columnist, writing on small business and entrepreneurship, as well as pensions and other forms of tax-efficient savings and investments.
David has been a financial journalist for almost 30 years, specialising initially in personal finance, and then in broader business coverage. He has worked for national newspaper groups including The Financial Times, The Guardian and Observer, Express Newspapers and, most recently, The Independent, where he served for more than three years as business editor. He has won a number of awards, including the Harold Wincott Personal Finance Journalist of the Year, the Headline Money Journalist of the Year and the BIBA Journalist of the Year. He has also been a frequent contributor to broadcast news, providing expert advice and punditry on radio and television.
For the past ten years, David has worked as a freelance journalist, writing for a broad range of newspapers, magazines and online publications. He also writes a regular column for Forbes, and is a frequent contributor to both specialist and consumer publications.
Latest articles by David Prosser
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Government opens up second round of help for the self-employed
Advice The second round of the government’s SEISS scheme, which offers grants of up to £6,750 to self-employed people, is now open. Applications will be accepted until 19 October.
By David Prosser Published
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How to claw back tax overpaid when opting for pension drawdown
Advice Many retirees opting for drawdown schemes – taking money out of their pension savings – have overpaid tax. Here’s what to do to get it back.
By David Prosser Published
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Pandemic sparks annuities panic among retirees
News Savers’ appetite for annuities appears to have increased sharply during the Covid-19 pandemic.
By David Prosser Published
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The final furlough: the job retention scheme is winding down
Advice The government’s Job Retention Scheme is winding down, says David Prosser. Prepare now.
By David Prosser Last updated
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Covid-19 sees a surge in early retirement
News The number of people taking early retirement has risen by more than ever before, says the ONS – in part because of problems in the labour market caused by Covid-19.
By David Prosser Published
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Will insurers cough up over Covid?
News Hundreds of thousands of small businesses should hear in September whether their insurers are legally bound to pay out on business interruption policies in light of the Covid-19 pandemic.
By David Prosser Published
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HMRC defers tax deadline for millions of self-employed people
Advice The coronavirus pandemic means the 31 July payment on account date has been postponed for six months.
By David Prosser Published
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Don’t be tempted to transfer out of your final salary pension scheme
Advice Switching out of final-salary schemes is very rarely a good idea, no matter how much money is on offer
By David Prosser Published
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Bounce Back loans pass the one million mark
News More than one million small and medium-sized enterprises have now taken out Bounce Back loans.
By David Prosser Published
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The mini-Budget boost for small companies
Advice Government cash is on offer for small businesses that retain staff and recruit new workers.
By David Prosser Published
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This landmark pension case could mean big payouts
News Defined-benefit members in bankrupt firms’ pension schemes could be due a payout after a landmark High Court judgment.
By David Prosser Published
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Bank of England sceptical about pension superfunds
News Plans for “pension superfunds”, cleared by industry regulators in recent weeks, could pose a threat to financial stability.
By David Prosser Published
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How to prepare your business for the return to work
Advice Riding the rebound will take careful preparation for small business owners. Here’s what to consider.
By David Prosser Published
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Deadline looms for self-employed to get government help
News Time is running out to secure help from the first round of the Self-Employment Income Support Scheme.
By David Prosser Published
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How the pandemic has affected your pension scheme
News It’s time to review the effect of Covid-19 on your retirement savings and take any necessary action.
By David Prosser Published
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HMRC to claw back unneeded aid from businesses
News Businesses that claimed money they didn’t need face trouble if they are found to have breached the schemes' terms.
By David Prosser Published
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Have you been furloughed? Here's how it could hit your pension entitlement
Advice Your pension savings could be squeezed by the state's furlough scheme – and its withdrawal.
By David Prosser Published
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Women are missing out on state pension money
News Hundreds of thousands of women are being paid less state pension than they are owed because of government errors.
By David Prosser Published
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State support for small businesses on the slide
Advice Government aid for small firms is winding down. Make plans now.
By David Prosser Published
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An update for the business-rate support scheme
News The government has added £600m to plug the gap in its small business rates relief scheme for businesses in shared-office buildings.
By David Prosser Published
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Should you put off paying your VAT bill?
Advice Just because you can put off your VAT bill doesn’t mean you should. It is a loan, not a cancellation of the debt.
By David Prosser Published
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Landmark ruling puts pension tax relief in jeopardy
News Savers who made in specie contributions to pensions – transferring assets such as art or property instead of paying in cash – could face big bills
By David Prosser Published
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Savers tap in to their pensions as Covid-19 saps cash
News Covid-19 hardship is leading record numbers of people to dip into their pension savings early.
By David Prosser Published
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A Sipp provider can’t do your research for you
News Execution-only platforms have no responsibility to protect you from your own bad investment decisions, a court has ruled.
By David Prosser Published
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