David Prosser
David Prosser is a regular MoneyWeek columnist, writing on small business and entrepreneurship, as well as pensions and other forms of tax-efficient savings and investments.
David has been a financial journalist for almost 30 years, specialising initially in personal finance, and then in broader business coverage. He has worked for national newspaper groups including The Financial Times, The Guardian and Observer, Express Newspapers and, most recently, The Independent, where he served for more than three years as business editor. He has won a number of awards, including the Harold Wincott Personal Finance Journalist of the Year, the Headline Money Journalist of the Year and the BIBA Journalist of the Year. He has also been a frequent contributor to broadcast news, providing expert advice and punditry on radio and television.
For the past ten years, David has worked as a freelance journalist, writing for a broad range of newspapers, magazines and online publications. He also writes a regular column for Forbes, and is a frequent contributor to both specialist and consumer publications.
Latest articles by David Prosser
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An unwelcome merger deal for the Honeycomb Investment Trust
Analysis A deal to buy its own manager makes this high-yielding debt fund less appealing, says David Stevenson
By David Prosser Published
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A new low-cost Sipp from Interactive Investor
Advice Savers with accounts of all sizes could benefit from lower fixed fees in this new low-cost Sipp from Interactive Investor.
By David Prosser Published
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The best ways to hire staff in these uncertain times
Advice Taking on permanent staff for your business comes with risks, but there are alternatives says David Prosser.
By David Prosser Published
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How to maximise your pension contributions
Advice Rolling forward your annual pension contribution allowances from past years can let you contribute more. David Prosser explains how.
By David Prosser Last updated
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Cryptocurrency payments: should your business accept payment in bitcoin?
Advice Adapting your business to accept cryptocurrency payments is simpler than you might imagine. But there are a lot of things to consider first.
By David Prosser Published
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Hit the pensions lifetime allowance? Make sure you use your Isa
Advice Many savers are running into the pensions lifetime allowance. But don't forget that you can also use your Isa to save for your retirement – it has no such limit.
By David Prosser Published
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Employers: don't rush your staff back into the office
Advice Employers should think carefully before summoning staff back to the office, says David Prosser.
By David Prosser Published
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How to help your business cope with rising energy costs
Advice With rising energy costs putting cost pressures on the country's businesses, the best way to keep the lights on is to make sure you’re turning them off, says David Prosser.
By David Prosser Published
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Make sure your pension savings don't breach the lifetime allowance
Advice Don’t forget the lifetime allowance when reviewing your pension planning – breaching it could prove very costly, says David Prosser.
By David Prosser Last updated
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How to fight cyber-crime in your small business
Advice There are five key areas for owners of small businesses to focus on when fending off digital attacks.
By David Prosser Published
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How to free up extra Christmas cash for your business
Advice Too few small businesses keep unnecessary costs to an absolute minimum. Here are six ideas that might pay for a Christmas bonus.
By David Prosser Published
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What to do if you still have a mortgage when you retire
Advice In the next few decades, many people will be paying back their home loans well into retirement. David Prosser explains their options.
By David Prosser Published
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How your business can win the race to recruit new staff
Advice Smaller companies can’t offer huge cash incentives for new staff, but they can still compete effectively for labour. David Prosser explains how.
By David Prosser Published
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Making sense of the new minimum pension age rules
Advice The rules surrounding the minimum age at which you can start tapping into your retirement savings have been tweaked, but are still confusing. David Prosser explains.
By David Prosser Published
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How your business should tackle the annual investment allowance – the “yo-yo tax”
Advice Approach the government’s fast-changing schemes to encourage business investment with caution, says David Prosser.
By David Prosser Published
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Put your pension on a firm footing with infrastructure assets
Advice Infrastructure produces reliable growth and is far less volatile than equities, says David Prosser.
By David Prosser Published
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Is your business struggling to pay back Covid loans? Here's what to do
Advice A third of small companies fear they may struggle to return state aid. Here's what to do if you're finding it hard.
By David Prosser Published
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Budget 2021: Here is what Chancellor Rishi Sunak announced
News Rishi Sunak delivered his much anticipated Budget today. David Prosser explains what it means for you.
By David Prosser Published
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How much money will you need to comfortably retire on?
Advice New research shows how much you might need to live comfortable life after you stop working.
By David Prosser Published
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How to build a website for your business
Advice Using the likes of Facebook and Instagram as shopfronts for your business could prove costly, says David Prosser. Here's what to do instead.
By David Prosser Published
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How your pension can cut your inheritance tax bill
Advice Your retirement savings can help you maximise the amount of money you leave to your family.
By David Prosser Published
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How small businesses can reduce their energy bills
Advice Here are the best ways to soften the impact of soaring power costs.
By David Prosser Published
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Dividend payout advantages drain away for small-business owners
Advice Life is getting harder for self-employed people and small business owners paying themselves through dividends rather than a salary”
By David Prosser Published
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Cybersecurity is crucial for small businesses
Advice Small companies tend to neglect the defence of their digital data, but the risks are very high, says David Prosser.
By David Prosser Published
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