David Prosser
David Prosser is a regular MoneyWeek columnist, writing on small business and entrepreneurship, as well as pensions and other forms of tax-efficient savings and investments.
David has been a financial journalist for almost 30 years, specialising initially in personal finance, and then in broader business coverage. He has worked for national newspaper groups including The Financial Times, The Guardian and Observer, Express Newspapers and, most recently, The Independent, where he served for more than three years as business editor. He has won a number of awards, including the Harold Wincott Personal Finance Journalist of the Year, the Headline Money Journalist of the Year and the BIBA Journalist of the Year. He has also been a frequent contributor to broadcast news, providing expert advice and punditry on radio and television.
For the past ten years, David has worked as a freelance journalist, writing for a broad range of newspapers, magazines and online publications. He also writes a regular column for Forbes, and is a frequent contributor to both specialist and consumer publications.
Latest articles by David Prosser
-
Will Labour hike capital gains tax on business sales?
Labour may tinker with capital gains tax (CGT) and trim related reliefs. What does this mean for small businesses?
By David Prosser Last updated
-
How SMEs can secure public sector work
When it comes to bidding for public sector work, there are a few things SMEs can get a grip on
By David Prosser Published
-
How to choose a web host
With a web host, your company will have an internet presence
By David Prosser Published
-
Could the new Growth Guarantee Scheme help boost your business?
The new government-backed Growth Guarantee Scheme is aimed at helping businesses recover from the pandemic. Is it worth considering and are you eligible?
By David Prosser Published
-
How businesses can cut energy costs and boost efficiency
Here's how small businesses can monitor energy costs even though they don't benefit from the Ofgem energy price cap.
By David Prosser Published
-
What could a general election mean for apprenticeships?
Labour and the Conservatives have competing approaches when it comes to apprenticeships and funding young workers. But how are they supporting small businesses?
By David Prosser Published
-
Should you switch your pension fund?
Many pension fund options are poor performers, thanks partly to high charges. Is it worth switching?
By David Prosser Published
-
Business angels and new businesses: a match made in heaven?
Business angels can be a crucial resource for fledgling firms, helping them survive and thrive. For investors, the risks are high, but the rewards can be spectacular, says David Prosser
By David Prosser Published
-
Should you defer your pension and stay in work?
Advice A quarter of people approaching retirement are unaware they can defer receiving their state pension. Deferring could make sense if you're still working and don't need the income immediately. We look at how it works, and the pros and cons.
By David Prosser Last updated
Advice -
Should your business invest in a VoIP phone service?
Here's what you need to know about VOIP (voice over IP) services before landlines go digital in 2025.
By David Prosser Published
-
Invest in VCTs: record-breaking year for tax-free investments
Tips Demand for venture capital trusts is hitting new records among investors
By David Prosser Last updated
Tips -
Directors should think twice before waiving limited liability
Should small-business directors ever provide a personal guarantee in return for bank finance?
By David Prosser Published
-
Are lifestyle funds still fit for purpose?
Lifestyle funds have failed to do what they were supposed to do – shield savers from risk in the run-up to retirement.
By David Prosser Published
-
How small businesses can retain staff in a competitive job market
Small businesses are struggling to retain staff and compete against large companies with deep pockets.
By David Prosser Published
-
When can you retire?
Analysis An opaque outlook for the official state-pension age makes planning harder.
By David Prosser Published
Analysis -
How to pick a Sipp
Features Self-invested personal pensions (Sipps) let you manage your pension plan, but charges vary greatly between providers. We explain how you can keep your costs low.
By David Prosser Last updated
Features -
Should you take a 25% tax-free pension lump sum in instalments?
Advice Taking out a 25% tax-free lump sum sounds appealing but it might not be the best way to manage your pension.
By David Prosser Last updated
Advice -
How to avoid pension fraud
Advice Pension fraud remains rampant. Here are the main ploys to look out for
By David Prosser Published
Advice -
How inflation will hit your pension savings
Analysis Many pension schemes that offer protection from price rises may not be as good as they seem.
By David Prosser Last updated
Analysis -
Equity release vs downsizing house – which is best?
Advice Equity release products are on the rise. Should you consider one, or is downsizing a better way to hold on to your money?
By David Prosser Last updated
Advice -
Pension contributions: what you need to declare on your tax return
Advice Make sure you don't forget to declare your pension contributions in your tax return
By David Prosser Published
Advice -
Six mistakes to avoid when starting a business
Advice Around 60% of new businesses fail within three years, says David Prosser. Here, he outlines six key pitfalls to avoid when starting a business.
By David Prosser Published
Advice -
Energy bill help for small businesses
Advice It's not just households struggling with soaring energy bills. Small business are too. But, says David Prosser, there are several ways to help mitigate the impact.
By David Prosser Published
Advice -
How your business can help its staff through the cost-of-living crisis
Advice There are several ways companies can alleviate the cost-of-living crisis for their employees, says David Prosser. Here are a few to consider.
By David Prosser Published
Advice