Latest articles by David Prosser
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Hang up on your telecoms provider
Features If your business is spending more than ever on phone and broadband, now is the time to look around for a better deal.
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How the government's Pension Protection Fund works
Features The Pension Protection Fund deals with defined-benefit schemes when an employer goes bust. David Prosser explains how it works.
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Beware the pension consolidation trap
Features Financial advisers and pension providers routinely tell savers to consolidate their disparate pension pots into a single plan. But it isn’t the no-brainer it may seem.
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Doctors’ pension row spreads to other arms of the public sector
Features The crisis that has seen doctors refuse to take on extra shifts has spread to other public sector workers.
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If you intend to retire later than originally planned, tell your pension provider
Features If you intend to retire later than you originally anticipated, make sure you share your plans with your pension provider, or you could miss out on valuable income.
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What should a small business do when the boss drops dead?
Features Key person insurance can help small businesses cope with the loss of crucial staff.
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Should you transfer your defined-benefit pension scheme to a money purchase scheme?
Features Financial watchdogs have made it clear that they believe transferring money out of a defined-benefit pension scheme is a bad idea for most people. And yet people continue to defy this guidance.
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Amazon's new tools for small sellers
Features Amazon has launched 150 separate tools and services this year designed to help small sellers operating through its marketplaces.
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Where small businesses can get help finding apprentices
Features Many small businesses are keen to take on young apprentices. Here's where to get help.
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Companies cut back on their pensions bills
Features Britvic is the latest firm hoping a cheaper inflation index will cut pension costs. David Prosser reports.
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How to fund your firm
Features Need to raise money? Look beyond the bank, says David Prosser.
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Switching your business bank account made simple
Features More small businesses than ever before are switching bank account, encouraged to change provider by increasing competition for their custom and moves to make the process simpler.
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Why switching your pensions provider is so traumatic
Features Switching to another pensions provider is much harder than it should be. Here's how to speed it up.
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Freelance workers face IR35 tax trap
Features New IR35 tax rules governing “disguised employment” will hit firms and freelance workers.
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Pensions: how to divide the spoils when getting a divorce
Features With just 36% of divorce settlements including provisions for sharing pension asset, women getting divorced need much better advice about their pension options.
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When to top up your national insurance to boost your state pension
Features If your national insurance contributions fall short of getting you a full state pension, you can make voluntary top-up contributions.
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Small businesses: how to chase late payments
Features For small businesses, customers in arrears are a big headache. Know your rights when chasing late payments.
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Warning of pension contributions shortfall may be overblown
Features The typical pension scheme member is only contributing 5% of pay to their pension, raising questions about whether they will have enough to retire on. Yet the situation may not be as gloomy as many people suggest.
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Sticking with your pension scheme's default funds doesn’t pay
Features Savers who invest their pension contributions in the default funds offered by providers without checking their performance are jeopardising their financial futures.
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Good news for pensions savers from HMRC
Features HMRC has withdrawn its appeal over breaches of the pensions lifetime allowance.
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SMEs shun cloud computing
Features Nearly 60% of SMEs have yet to begin using cloud computing services. It’s important that they do.
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The FCA falls short on small-business lending
Features Small-business lending is still not within the FCA’s remit. So if you feel you have been mistreated by your bank, your ability to seek redress is limited.
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Don't raid your pension savings to buy a property
Features Housing minister James Brokenshire has suggested you should be able to raid your pension savings to fund the purchase of your first home. You shouldn't.
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Government admits it has got its state pension sums wrong
Features Approximately 360,000 people have been given incorrect forecasts of their state pension benefits, the government has confirmed.
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