AUTHOR

Ruth Jackson-Kirby

Visit/personal-finance/tax/601089/a-few-ways-to-save-tax-before-the-end-of-the-tax-year
Tax

A few ways to save tax before the end of the tax year

The end of the tax year is nigh. You have until midnight on 5 April to take advantage of various tax allowances or risk losing them.
3 Apr 2020
Visit/personal-finance/601053/coronavirus-how-to-get-your-money-back-if-your-holiday-is-cancelled
Personal finance

Coronavirus: how to get your money back if your holiday is cancelled

Have you had an upcoming holiday cancelled because of coronavirus? Ruth Jackson-Kirby explains how to get your cash back.
1 Apr 2020
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Mortgages

Coronavirus: what it means for your mortgage or your rent

Ruth Jackson-Kirby looks at all the key questions for owners, renters and landlords affected by the coronavirus crisis.
29 Mar 2020
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Personal finance

What you need to know about claiming expenses and tax refunds for working from home

The taxman and your employer should help you out with some of the additional expenses homeworking creates. Here’s what you need to know.
20 Mar 2020
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Mortgages

How Covid-19 could affect your mortgage

The Bank of England's cut in interest rates is good news for many mortgage holders.
20 Mar 2020
Visit/personal-finance/601013/what-to-do-if-coronavirus-has-put-your-holiday-on-hold
Personal finance

What to do if coronavirus has put your holiday on hold

Coronavirus has wrought havoc with travel plans. Can you get your money back?
18 Mar 2020
Visit/personal-finance/insurance/car-insurance/600961/is-your-car-really-insured
Car Insurance

Is your car really insured?

It’s surprisingly easy to invalidate a car insurance claim inadvertently. Here are some key pitfalls.
17 Mar 2020
Visit/personal-finance/600930/coronavirus-should-you-go-on-holiday
Personal finance

Coronavirus: should you go on holiday?

If the coronavirus breaks out at your holiday destination, what are your options when it comes to compensation?
6 Mar 2020
Visit/personal-finance/mortgages/600892/overpay-your-mortgage-to-cut-thousands-off-the-cost-of-your-home
Mortgages

Overpay your mortgage to cut thousands off the cost of your home

If you overpay your mortgage every month you could knock years off your repayment period and save thousands on the cost of your home.
3 Mar 2020
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Visit/personal-finance/bank-accounts/600850/smartphone-banking-why-you-should-dial-into-digital-banks
Bank accounts

Smartphone banking: why you should dial into digital banks

Smartphone banking is taking off. And no wonder: it is convenient and comes with features that help you budget and save.
26 Feb 2020
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Personal finance

Why you should probably set up a lasting power of attorney

You will need someone to run your affairs if you become incapable of doing so yourself – that's where a lasting power of attorney comes in.
18 Feb 2020
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Credit cards

Why it sometimes makes sense to buy using your credit card

There are several reasons to consider paying with a credit card, says Ruth Jackson-Kirby. Here are just a few.
13 Feb 2020
Visit/personal-finance/600730/dont-leave-a-financial-mess-after-you-die-make-a-will
Personal finance

Don't leave a financial mess after you die – make a will

More than half of us haven’t written a will, which means we could be leaving behind an administrative nightmare when we go.
5 Feb 2020
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Personal finance

Act now to beat the spring remortgage rush

Many homeowners will see their bills jump in April as competitive mortgage deals expire. Find a new one now.
28 Jan 2020
Visit/personal-finance/600651/getting-divorced-heres-how-to-make-sure-you-dont-get-stung-by-the-taxman
Personal finance

Getting divorced? Here's how to make sure you don't get stung by the taxman

Many couples divorce in January. But if you do decide to separate from your spouse, don’t get caught out by HMRC.
22 Jan 2020
Visit/personal-finance/600652/savers-could-gain-an-extra-ps260m-a-year
Personal finance

Savers could gain an extra £260m a year

The Financial Conduct Authority (FCA) may mandate a set rate for easy-access savings accounts that could be worth up to £260m a year for savers.
21 Jan 2020
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Visit/520306/self-assessment-dont-miss-the-deadline-for-online-tax-returns
Personal finance

Self-assessment: don’t miss the deadline for online tax returns

If you are self-employed, rent out a property or earn income from savings, investments and dividends, you need to fill in a tax return. And the deadli…
13 Jan 2020
Visit/520304/new-year-new-you-resolve-to-get-your-finances-in-order
Personal finance

New year, new you: resolve to get your finances in order

For most of us, the New Year heralds plans to get fit, eat better and generally be a better human. But have you thought about what you could do to imp…
13 Jan 2020
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Visit/520083/keep-your-money-safe-from-scammers
Features

How to keep your money safe from scammers

There are millions of scams attempted every year, says Ruth Jackson-Kirby. Shield your cash with these simple but crucial tips.
9 Jan 2020
Visit/519421/pensions-vanguard-sparks-a-sipp-price-war
Self invested personal pensions

Pensions: Vanguard sparks a Sipp price war

Fund giant Vanguard is poised to shake up the Sipp market with the cheapest offering on record.
17 Dec 2019
Visit/519193/mini-bonds-big-trouble
Personal finance

Mini-bonds could spell big trouble for small investors

Investors have been seduced by the high interest rates on mini-bonds, but they’re not as safe as they seem.
11 Dec 2019
Visit/518842/how-to-cut-your-car-insurance-premiums
Personal finance

How to cut your car insurance premiums

Customers end up paying more for the convenience of price comparison sites, but there are still ways to reduce your car insurance premiums.
3 Dec 2019
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Visit/518407/gifts-that-keep-on-giving
Personal finance

Don’t give your children toys for Xmas, give money

If you give your children or grandchildren fashionable toys for Christmas they’ll soon forget about them – so put some money to work for them instead.
26 Nov 2019
Visit/517999/beware-of-cash-isa-scams
Personal finance

Beware of cash Isa scams

Fraudsters have been targeting savers by offering unrealistically high interest rates on cash Isas.
19 Nov 2019
Visit/517566/protecting-your-home
Personal finance

How to protect your home from burglars

As the days get shorter, burglars get busier. But there are simple steps you can take to guard your property.
12 Nov 2019
Visit/517570/keep-an-eye-on-pension-fees
Pensions

Keep an eye on pension fees

If you have invested in a private pension, just make sure you aren’t eroding your returns by paying hefty fees.
12 Nov 2019
Visit/517329/time-to-remortgage-shop-around
Personal finance

Time to remortgage? Make sure you shop around

Forget being loyal to your lender when you remortgage – the best deals are often only offered to new customers.
5 Nov 2019
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Visit/516959/how-to-pick-up-foreign-cash-on-the-cheap
Personal finance

How to pick up foreign cash on the cheap

Ruth Jackson-Kirby outlines several hassle-free options for getting foreign cash that will keep your holiday costs down.
29 Oct 2019
Visit/516690/is-it-time-for-you-to-get-a-new-energy-deal
Personal finance

Is it time for you to get a new energy deal?

You may well be paying too much for your gas and electricity. But finding a cheaper energy deal isn’t difficult and could save you a lot of money.
22 Oct 2019
Visit/516335/child-trust-funds-where-is-your-childs-cash
Personal finance

Child Trust Funds: where is your child’s cash?

Your offspring may have a child trust fund tucked away. If so, their money is being consumed by fees
15 Oct 2019
Visit/516012/why-you-should-write-a-will-and-how-to-do-it-for-free
Personal finance

Why you should write a will – and how to do it for free

Most of us haven’t written one. But it’s crucial that you leave your financial affairs in order when you die.
8 Oct 2019
Visit/515635/has-thomas-cook-left-you-stranded
Personal finance

What to do if Thomas Cook has left you stranded

The Thomas Cook collapse has sparked the largest repatriation of British citizens since World War II. Here’s what you need to know.
26 Sep 2019
Visit/515275/how-to-cut-the-cost-of-private-education
Personal finance

How to cut the cost of private education

You needn’t be an oligarch or an aristocrat to get your child into a top fee-paying school. Ruth Jackson-Kirby explains how you may be able to get a p…
24 Sep 2019
Visit/514899/are-packaged-bank-accounts-worth-paying-for
Personal finance

Are packaged bank accounts worth paying for?

Packaged bank accounts can be very convenient, but do your sums carefully to make sure you're getting your money's worth.
17 Sep 2019
Visit/514324/beware-the-hidden-costs-of-holiday-car-hire
Personal finance

Beware the hidden costs of holiday car hire

Car hire firms can chase you for money long after you thought you had paid for your holiday.
10 Sep 2019
Visit/514330/post-ppi-claims
Personal finance

Pension freedoms and payday lenders could be the new PPI

The deadline for new PPI claims has passed. But that doesn’t mean you’ve heard the last of claims management firms.
10 Sep 2019
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