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Ruth Jackson-Kirby

Covid-19 has caused a spike in divorce – here's how to cope
Personal finance

Covid-19 has caused a spike in divorce – here's how to cope

Lockdown has caused a spike in people filing for divorce. But splitting up involves some arduous administrative tasks. Here's what to do.
14 Jul 2020
Look beyond cash Isas to stocks and shares
Stocks and shares ISAs

Look beyond cash Isas to stocks and shares

Interest rates on cash Isa accounts are too low and stocks do better over the long term. Consider a stocks and shares Isa instead.
7 Jul 2020
Beware these post-Covid travel insurance traps
Travel insurance

Beware these post-Covid travel insurance traps

Post-Covid-19 travel-insurance policies are riddled with exemptions, says Ruth Jackson-Kirby.
27 Jun 2020
Are you due a refund on your inheritance tax bill?
Inheritance tax

Are you due a refund on your inheritance tax bill?

If you’ve paid inheritance tax recently, you may well be due some of your money back. Here’s how to tell
23 Jun 2020
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How to navigate the probate process
Personal finance

How to navigate the probate process

Death can create a great deal of paperwork. Here’s what to do if you need to apply for probate.
15 Jun 2020
How to deal with credit-card debt
Credit cards

How to deal with credit-card debt

Feeling the pinch? There are cheaper options than a payment holiday if you owe money on your credit cards.
7 Jun 2020
Don’t count on a holiday abroad this year
Personal finance

Don’t count on a holiday abroad this year

With travel firms offering big discounts, people have rushed to grab a bargain. But it is unlikely Britons will be able to holiday overseas this year.
5 Jun 2020
How to protect your online passwords
Personal finance

How to protect your online passwords

There are several ways to help prevent cyber-criminals from accessing your online accounts, says Ruth Jackson-Kirby.
3 Jun 2020
Beware airlines’ cancellation refund ruses
Personal finance

Beware airlines’ cancellation refund ruses

The battle for refunds for cancelled holidays rumbles on.
1 Jun 2020
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Beware: mortgage payment holidays could cost you
Mortgages

Beware: mortgage payment holidays could cost you

Taking a break from mortgage or credit-card debt could ultimately cost you more in extra interest than the money you save.
26 May 2020
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New grants for the self-employed
Small business

New grants for the self-employed

Self-employed workers can now apply for government support if their income has been affected by Covid-19.
22 May 2020
How to fight the Covid-19 fraudsters
Personal finance

How to fight the Covid-19 fraudsters

Scammers have been quick to exploit people’s fear and uncertainty in the crisis. Here’s how to avoid them.
19 May 2020
Interest rates are dwindling fast
Bank accounts

Interest rates are dwindling fast

Banks and building societies are continuing to slash the interest rates on their current and savings accounts.
15 May 2020
How to beat the holiday refund rip-off
Personal finance

How to beat the holiday refund rip-off

Travel firms have been reluctant to give money back for cancelled trips. Here’s what to do if you’re affected.
11 May 2020
Lifetime Isa penalty cut offers a crisis lifeline
Personal finance

Lifetime Isa penalty cut offers a crisis lifeline

The withdrawal penalty on lifetime individual savings accounts has been cut in an attempt to help struggling savers.
8 May 2020
Credit card tips to get you through the crisis
Credit cards

Credit card tips to get you through the crisis

Getting your money back, taking a break from payments and a safer place to leave your airmiles.
5 May 2020
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Covid-19: don’t miss out on child benefit
Personal finance

Covid-19: don’t miss out on child benefit

If the Covid-19 lockdown has affected your family income, you should check if it’s worth claiming child benefit.
2 May 2020
Market crash exposes the risks in P2P lending sites
Alternative finance

Market crash exposes the risks in P2P lending sites

The increased risk that goes with the supercharged returns from P2P lending is coming to the fore.
24 Apr 2020
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The best savings accounts
Savings

The best savings accounts

If you're not getting much interest on your savings, you may want to consider switching your account. Here are the savings accounts offering the best …
24 Apr 2020
A list of financial housekeeping to keep you busy during lockdown
Personal finance

A list of financial housekeeping to keep you busy during lockdown

The coronavirus crisis creates the chance to tackle chores such as reviewing our car insurance and lowering inheritance tax bills
20 Apr 2020
What can you do while the housing market is on ice?
Property

What can you do while the housing market is on ice?

Ruth Jackson-Kirby answers a few pressing questions about the current situation in the housing market.
17 Apr 2020
Make the most of the UK's holiday from debt
Personal finance

Make the most of the UK's holiday from debt

Loans and credit card payments may be frozen for three months, but you will still have to cut your borrowing.
14 Apr 2020
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Why lockdown makes writing a will almost impossible
Personal finance

Why lockdown makes writing a will almost impossible

The government is exploring ways to relax the rules on writing wills so people can get their affairs in order.
11 Apr 2020
Beware: a mortgage holiday is not free cash
Mortgages

Beware: a mortgage holiday is not free cash

You are piling up debt for the future if you pause your mortgage payments, says Ruth Jackson-Kirby.
6 Apr 2020
A few ways to save tax before the end of the tax year
Tax

A few ways to save tax before the end of the tax year

The end of the tax year is nigh. You have until midnight on 5 April to take advantage of various tax allowances or risk losing them.
3 Apr 2020
Coronavirus: how to get your money back if your holiday is cancelled
Personal finance

Coronavirus: how to get your money back if your holiday is cancelled

Have you had an upcoming holiday cancelled because of coronavirus? Ruth Jackson-Kirby explains how to get your cash back.
1 Apr 2020
Coronavirus: what it means for your mortgage or your rent
Mortgages

Coronavirus: what it means for your mortgage or your rent

Ruth Jackson-Kirby looks at all the key questions for owners, renters and landlords affected by the coronavirus crisis.
29 Mar 2020
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What you need to know about claiming expenses and tax refunds for working from home
Personal finance

What you need to know about claiming expenses and tax refunds for working from home

The taxman and your employer should help you out with some of the additional expenses homeworking creates. Here’s what you need to know.
20 Mar 2020
How Covid-19 could affect your mortgage
Mortgages

How Covid-19 could affect your mortgage

The Bank of England's cut in interest rates is good news for many mortgage holders.
20 Mar 2020
What to do if coronavirus has put your holiday on hold
Personal finance

What to do if coronavirus has put your holiday on hold

Coronavirus has wrought havoc with travel plans. Can you get your money back?
18 Mar 2020
Is your car really insured?
Car Insurance

Is your car really insured?

It’s surprisingly easy to invalidate a car insurance claim inadvertently. Here are some key pitfalls.
17 Mar 2020
Coronavirus: should you go on holiday?
Personal finance

Coronavirus: should you go on holiday?

If the coronavirus breaks out at your holiday destination, what are your options when it comes to compensation?
6 Mar 2020
Overpay your mortgage to cut thousands off the cost of your home
Mortgages

Overpay your mortgage to cut thousands off the cost of your home

If you overpay your mortgage every month you could knock years off your repayment period and save thousands on the cost of your home.
3 Mar 2020
Smartphone banking: why you should dial into digital banks
Bank accounts

Smartphone banking: why you should dial into digital banks

Smartphone banking is taking off. And no wonder: it is convenient and comes with features that help you budget and save.
26 Feb 2020
Why you should probably set up a lasting power of attorney
Personal finance

Why you should probably set up a lasting power of attorney

You will need someone to run your affairs if you become incapable of doing so yourself – that's where a lasting power of attorney comes in.
18 Feb 2020
Why it sometimes makes sense to buy using your credit card
Credit cards

Why it sometimes makes sense to buy using your credit card

There are several reasons to consider paying with a credit card, says Ruth Jackson-Kirby. Here are just a few.
13 Feb 2020
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