
Ruth Jackson-Kirby
Ruth Jackson-Kirby is a freelance personal finance journalist with 17 years’ experience, writing about everything from savings accounts and credit cards to pensions, property and pet insurance.
Ruth started her career at MoneyWeek after graduating with an MA from the University of St Andrews, and she continues to contribute regular articles to our personal finance section. After leaving MoneyWeek she went on to become deputy editor of Moneywise before becoming a freelance journalist.
Ruth writes regularly for national publications including The Sunday Times, The Times, The Mail on Sunday and Good Housekeeping, among many other titles both online and offline.
Latest articles by Ruth Jackson-Kirby
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One card to rule them allFeatures If you’re tired of carrying around half a dozen different credit and debit cards, the Curve card could provide the solution, says Ruth Jackson.
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When customer loyalty doesn’t payTips Tesco incurred the wrath of shoppers when it announced changes to its Clubcard reward scheme, says Ruth Jackson. But that doesn't mean you should drop the supermarket altogether.
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Why open banking could be a boon for fraudstersFeatures Open banking has arrived and with it a slew of apps aiming to help you to use these new rules to improve your budgeting habits. Just watch out for crooks.
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Get online to pay your taxFeatures You only have a couple of weeks left to file your tax return and settle your bill, says Ruth Jackson. Time to get online.
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Free yourself from the debt burdenTips Christmas may be over, but many of us will still be paying for it for months to come, says Ruth Jackson.
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Five new resolutions to make you richerFeatures Ruth Jackson suggests five things you can do to get your finances all ready for the year ahead.
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Save on your season ticketTips Train fares are set to rise by an average 3.4% next month. But there are ways to spread the cost, says Ruth Jackson.
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Ideas for charitable givingFeatures Ruth Jackson explains why it pays to know exactly where your charitable money is going this Christmas.
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How the Budget will affect youFeatures The Budget may have been boring. But as Ruth Jackson explains, for pensioners that's a good thing.
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Equity release as pension planAdvice Nationwide now allows you to use your house as a cash machine for your retirement. Ruth Jackson explains how it works.
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Can you trust the price-comparison sites?Tips Price-comparison sites are popular. But as Ruth Jackson explains, you may not always be seeing the best offers.
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Now’s the time to fix your mortgageFeatures Interest rates are beginning to creep up again. Now's the time to consider what mortgage you have, says Ruth Jackson.
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Equifax hack hits UK usersFeatures Millions of British records were compromised in the hack of credit-rating agency, Equifax. Ruth Jackson explains how you can keep your data safe.
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What you need to know about joint accountsFeatures Joint bank accounts can be useful for paying bills, says Ruth Jackson. But they can also come with their own set of problems.
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Take advantage of flexible IsasFeatures Ruth Jackson explains why it’s worth taking advantage of the flexibility these products offer.
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Not-so-simple assessmentFeatures HMRC launches its new Simple Assessment for tax this month. But as you might expect, the new system is anything but simple.
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Barclays stockbroking: not so smartFeatures Barclays has managed to infuriate thousands of its customers with the launch of its new stockbroking service. Here's what to do it if affects you.
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Dodgy mortgages still aboundFeatures Almost a decade on from the financial crisis and one dodgy lending product refuses to go away, says Ruth Jackson – the interest-only mortgage.
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Britain’s most lenient lenderFeatures Mum and dad are among the most generous lenders in Britain, says Ruth Jackson. But parents should be careful.
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Should you pass up on car scrappage schemes?Tips Numerous dealerships are offering car scrappage schemes, but are they all they're cracked up to be? Ruth Jackson finds out.
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Government's new childcare system faces teething problemsFeatures The government’s "Childcare Choices" website, launched in April, which parents need to use to register for two key childcare schemes, has been riddled with problems, leaving thousands of parents out of pocket.
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Don’t abandon cash IsasFeatures People are abandoning cash Isas in their droves since the introduction of the personal savings allowance. But abandoning cash Isas completely is a mistake that could leave you facing a tax bill in the future.
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How to handle student debtFeatures While a hefty student debt can be cause for concern, it's important to remember it is a debt unlike any other, says Ruth Jackson.
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Watch out for mortgage feesFeatures A battle to get to the top of the best-buy tables has seen mortgage interest rates plummet, says Ruth Jackson. But don’t presume the option with the lowest interest rate is the cheapest deal.
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