Ruth Jackson-Kirby
Ruth Jackson-Kirby is a freelance personal finance journalist with 17 years’ experience, writing about everything from savings accounts and credit cards to pensions, property and pet insurance.
Ruth started her career at MoneyWeek after graduating with an MA from the University of St Andrews, and she continues to contribute regular articles to our personal finance section. After leaving MoneyWeek she went on to become deputy editor of Moneywise before becoming a freelance journalist.
Ruth writes regularly for national publications including The Sunday Times, The Times, The Mail on Sunday and Good Housekeeping, among many other titles both online and offline.
Latest articles by Ruth Jackson-Kirby
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Tips and tricks to save money on your Christmas shopping
Advice Ruth Jackson-Kirby has some tips on how to keep a lid on your festive expenditure this year.
By Ruth Jackson-Kirby Published
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Packaged bank accounts: beware these pricey offerings
Advice Do your sums to see if “premium” bank accounts with benefits are worth paying extra for.
By Ruth Jackson-Kirby Published
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How to cut your heating bill while working from home
Advice How to keep your winter heating bill down while working from home
By Ruth Jackson-Kirby Published
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Where to find the best insurance deals
Advice If you want a good deal on your home, contents or travel insurance, you will need to do more research in the post-Covid-19 world.
By Ruth Jackson-Kirby Published
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How to make your home greener with a government grant
Advice Cut the cost of making your house more environmentally friendly with a Green Home Grant.
By Ruth Jackson-Kirby Published
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Where to put your savings now that NS&I has cut its rates
Advice National Savings & Investments (NS&I) has slashed its interest rates. There are now much better deals for your savings elsewhere, says Ruth Jackson Kirby.
By Ruth Jackson-Kirby Published
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How to make sure you claim all your pension entitlements
Advice It’s important to make sure you get the income that you are due when you retire, says Ruth Jackson-Kirby.
By Ruth Jackson-Kirby Published
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Making a will online in the age of Covid
Advice The pandemic has propelled the procedure of making a will into the digital age – but beware.
By Ruth Jackson-Kirby Published
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The stamp-duty stampede
News There has been a surge in people wanting to move house before the stamp duty holiday ends next year.
By Ruth Jackson-Kirby Published
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How to fight the fraudsters coming for your pension pot
Advice Investment and pension scams have proliferated during lockdown. Here’s how to protect yourself.
By Ruth Jackson-Kirby Published
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Child trust funds are about to bring a windfall for teenagers
Advice The first child trust funds are maturing in September, says Ruth Jackson-Kirby. But what should teenagers do with the money?
By Ruth Jackson-Kirby Published
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Why student loans are a debt few need ever repay
Advice Covering the cost of your child’s university tuition makes little sense. set them up in a home instead.
By Ruth Jackson-Kirby Published
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Prepare for PPI part 2
Advice The payment protection insurance saga is heading for a sequel.
By Ruth Jackson-Kirby Published
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How investors got burned by Chilango's burrito bonds
Advice As investors in restaurant chain Chilango's burrito bonds face losing all their money, MoneyWeek’s warning to steer clear of mini-bonds proved prescient.
By Ruth Jackson-Kirby Published
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NS&I: a safe home for savings
Advice State-backed National Savings & Investments is ready to accept much more money and offers some of the highest interest rates.
By Ruth Jackson-Kirby Published
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Want a pet? Watch out – they are a pricey proposition
Advice Dog and cat ownership is booming. But before you invest in a furry friend, consider how much it costs to buy, feed, care for and insure one.
By Ruth Jackson-Kirby Published
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Covid-19 has caused a spike in divorce – here's how to cope
Advice Lockdown has caused a spike in people filing for divorce. But splitting up involves some arduous administrative tasks. Here's what to do.
By Ruth Jackson-Kirby Published
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Look beyond cash Isas to stocks and shares
Advice Interest rates on cash Isa accounts are too low and stocks do better over the long term. Consider a stocks and shares Isa instead.
By Ruth Jackson-Kirby Published
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Beware these post-Covid travel insurance traps
Advice Post-Covid-19 travel-insurance policies are riddled with exemptions, says Ruth Jackson-Kirby.
By Ruth Jackson-Kirby Published
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How to navigate the probate process
Advice Death can create a great deal of paperwork. Here’s what to do if you need to apply for probate.
By Ruth Jackson-Kirby Published
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How to deal with credit-card debt
Advice Feeling the pinch? There are cheaper options than a payment holiday if you owe money on your credit cards.
By Ruth Jackson-Kirby Published
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Don’t count on a holiday abroad this year
News With travel firms offering big discounts, people have rushed to grab a bargain. But it is unlikely Britons will be able to holiday overseas this year.
By Ruth Jackson-Kirby Published
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How to protect your online passwords
Advice There are several ways to help prevent cyber-criminals from accessing your online accounts, says Ruth Jackson-Kirby.
By Ruth Jackson-Kirby Published
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Beware airlines’ cancellation refund ruses
Advice The battle for refunds for cancelled holidays rumbles on.
By Ruth Jackson-Kirby Published
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