Ruth Jackson-Kirby
Ruth Jackson-Kirby is a freelance personal finance journalist with 17 years’ experience, writing about everything from savings accounts and credit cards to pensions, property and pet insurance.
Ruth started her career at MoneyWeek after graduating with an MA from the University of St Andrews, and she continues to contribute regular articles to our personal finance section. After leaving MoneyWeek she went on to become deputy editor of Moneywise before becoming a freelance journalist.
Ruth writes regularly for national publications including The Sunday Times, The Times, The Mail on Sunday and Good Housekeeping, among many other titles both online and offline.
Latest articles by Ruth Jackson-Kirby
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Act now to beat the spring remortgage rush
Advice Many homeowners will see their bills jump in April as competitive mortgage deals expire. Find a new one now.
By Ruth Jackson-Kirby Published
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Getting divorced? Here's how to make sure you don't get stung by the taxman
Advice Many couples divorce in January. But if you do decide to separate from your spouse, don’t get caught out by HMRC.
By Ruth Jackson-Kirby Published
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Savers could gain an extra £260m a year
News The Financial Conduct Authority (FCA) may mandate a set rate for easy-access savings accounts that could be worth up to £260m a year for savers.
By Ruth Jackson-Kirby Published
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New year, new you: resolve to get your finances in order
Advice For most of us, the New Year heralds plans to get fit, eat better and generally be a better human. But have you thought about what you could do to improve your finances in 2020?
By Ruth Jackson-Kirby Published
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Pensions: Vanguard sparks a Sipp price war
Features Fund giant Vanguard is poised to shake up the Sipp market with the cheapest offering on record.
By Ruth Jackson-Kirby Published
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Mini-bonds could spell big trouble for small investors
Features Investors have been seduced by the high interest rates on mini-bonds, but they’re not as safe as they seem.
By Ruth Jackson-Kirby Published
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Don’t give your children toys for Xmas, give money
Features If you give your children or grandchildren fashionable toys for Christmas they’ll soon forget about them – so put some money to work for them instead.
By Ruth Jackson-Kirby Published
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Beware of cash Isa scams
Features Fraudsters have been targeting savers by offering unrealistically high interest rates on cash Isas.
By Ruth Jackson-Kirby Published
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How to protect your home from burglars
Features As the days get shorter, burglars get busier. But there are simple steps you can take to guard your property.
By Ruth Jackson-Kirby Published
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Keep an eye on pension fees
Features If you have invested in a private pension, just make sure you aren’t eroding your returns by paying hefty fees.
By Ruth Jackson-Kirby Published
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Time to remortgage? Make sure you shop around
Mortgages Forget being loyal to your lender when you remortgage – the best deals are often only offered to new customers.
By Ruth Jackson-Kirby Published
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How to pick up foreign cash on the cheap
Tips Ruth Jackson-Kirby outlines several hassle-free options for getting foreign cash that will keep your holiday costs down.
By Ruth Jackson-Kirby Published
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Is it time for you to get a new energy deal?
Tips You may well be paying too much for your gas and electricity. But finding a cheaper energy deal isn’t difficult and could save you a lot of money.
By Ruth Jackson-Kirby Published
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What to do if Thomas Cook has left you stranded
Features The Thomas Cook collapse has sparked the largest repatriation of British citizens since World War II. Here’s what you need to know.
By Ruth Jackson-Kirby Published
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How to cut the cost of private education
Tips You needn’t be an oligarch or an aristocrat to get your child into a top fee-paying school. Ruth Jackson-Kirby explains how you may be able to get a private education on the cheap.
By Ruth Jackson-Kirby Published
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Are packaged bank accounts worth paying for?
Features Packaged bank accounts can be very convenient, but do your sums carefully to make sure you're getting your money's worth.
By Ruth Jackson-Kirby Published
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Pension freedoms and payday lenders could be the new PPI
Features The deadline for new PPI claims has passed. But that doesn’t mean you’ve heard the last of claims management firms.
By Ruth Jackson-Kirby Published
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How to make sure you're not paying too much for financial advice
Tutorials Finding suitable and cost-effective professional help with your finances is hard work. Here's how to go about it.
By Ruth Jackson-Kirby Published
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How to trim the cost of train travel
Tips Fares will jump yet again next year, but there are several ways to save money. Ruth Jackson-Kirby explains.
By Ruth Jackson-Kirby Published
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The benefits of sitting tight with your savings
Features Agreeing to lock up your cash can boost the interest rate on your savings significantly. Ruth Jackson-Kirby reports.
By Ruth Jackson-Kirby Published
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Don’t miss the PPI claims deadline
Features Make sure you file your compensation claim for mis-sold payment protection insurance by 29 August.
By Ruth Jackson-Kirby Published
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Train delayed? Get your money back
Features Too few of us pursue compensation for train delays. Ruth Jackson-Kirby explains how to get some cash back.
By Ruth Jackson-Kirby Published
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How to avoid the pension scammers
Features Savers lose £4bn a year to pension scammers. Keep a sharp lookout for their favourite ruses.
By Ruth Jackson-Kirby Published
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Prepare for big changes to inheritance tax
Features Inheritance tax – Britain’s most detested tax – is set for an overhaul.
By Ruth Jackson-Kirby Published
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