Ruth Jackson-Kirby
Ruth Jackson-Kirby is a freelance personal finance journalist with 17 years’ experience, writing about everything from savings accounts and credit cards to pensions, property and pet insurance.
Ruth started her career at MoneyWeek after graduating with an MA from the University of St Andrews, and she continues to contribute regular articles to our personal finance section. After leaving MoneyWeek she went on to become deputy editor of Moneywise before becoming a freelance journalist.
Ruth writes regularly for national publications including The Sunday Times, The Times, The Mail on Sunday and Good Housekeeping, among many other titles both online and offline.
Latest articles by Ruth Jackson-Kirby
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New grants for the self-employed
News Self-employed workers can now apply for government support if their income has been affected by Covid-19.
By Ruth Jackson-Kirby Published
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How to fight the Covid-19 fraudsters
Advice Scammers have been quick to exploit people’s fear and uncertainty in the crisis. Here’s how to avoid them.
By Ruth Jackson-Kirby Published
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Interest rates are dwindling fast
News Banks and building societies are continuing to slash the interest rates on their current and savings accounts.
By Ruth Jackson-Kirby Published
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How to beat the holiday refund rip-off
Advice Travel firms have been reluctant to give money back for cancelled trips. Here’s what to do if you’re affected.
By Ruth Jackson-Kirby Published
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Lifetime Isa penalty cut offers a crisis lifeline
Advice The withdrawal penalty on lifetime individual savings accounts has been cut in an attempt to help struggling savers.
By Ruth Jackson-Kirby Published
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Credit card tips to get you through the crisis
Advice Getting your money back, taking a break from payments and a safer place to leave your airmiles.
By Ruth Jackson-Kirby Published
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Covid-19: don’t miss out on child benefit
Advice If the Covid-19 lockdown has affected your family income, you should check if it’s worth claiming child benefit.
By Ruth Jackson-Kirby Published
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Market crash exposes the risks in P2P lending sites
Advice The increased risk that goes with the supercharged returns from P2P lending is coming to the fore.
By Ruth Jackson-Kirby Published
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A list of financial housekeeping to keep you busy during lockdown
Advice The coronavirus crisis creates the chance to tackle chores such as reviewing our car insurance and lowering inheritance tax bills
By Ruth Jackson-Kirby Published
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What can you do while the housing market is on ice?
Advice Ruth Jackson-Kirby answers a few pressing questions about the current situation in the housing market.
By Ruth Jackson-Kirby Published
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Make the most of the UK's holiday from debt
Advice Loans and credit card payments may be frozen for three months, but you will still have to cut your borrowing.
By Ruth Jackson-Kirby Published
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Why lockdown makes writing a will almost impossible
Advice The government is exploring ways to relax the rules on writing wills so people can get their affairs in order.
By Ruth Jackson-Kirby Published
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Beware: a mortgage holiday is not free cash
Advice You are piling up debt for the future if you pause your mortgage payments, says Ruth Jackson-Kirby.
By Ruth Jackson-Kirby Published
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A few ways to save tax before the end of the tax year
Advice The end of the tax year is nigh. You have until midnight on 5 April to take advantage of various tax allowances or risk losing them.
By Ruth Jackson-Kirby Published
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Coronavirus: how to get your money back if your holiday is cancelled
Advice Have you had an upcoming holiday cancelled because of coronavirus? Ruth Jackson-Kirby explains how to get your cash back.
By Ruth Jackson-Kirby Published
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Coronavirus: what it means for your mortgage or your rent
Advice Ruth Jackson-Kirby looks at all the key questions for owners, renters and landlords affected by the coronavirus crisis.
By Ruth Jackson-Kirby Published
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What you need to know about claiming expenses and tax refunds for working from home
Advice The taxman and your employer should help you out with some of the additional expenses homeworking creates. Here’s what you need to know.
By Ruth Jackson-Kirby Published
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How Covid-19 could affect your mortgage
News The Bank of England's cut in interest rates is good news for many mortgage holders.
By Ruth Jackson-Kirby Published
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What to do if coronavirus has put your holiday on hold
Advice Coronavirus has wrought havoc with travel plans. Can you get your money back?
By Ruth Jackson-Kirby Published
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Is your car really insured?
Advice It’s surprisingly easy to invalidate a car insurance claim inadvertently. Here are some key pitfalls.
By Ruth Jackson-Kirby Published
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Coronavirus: should you go on holiday?
Advice If the coronavirus breaks out at your holiday destination, what are your options when it comes to compensation?
By Ruth Jackson-Kirby Published
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Why you should probably set up a lasting power of attorney
Advice You will need someone to run your affairs if you become incapable of doing so yourself – that's where a lasting power of attorney comes in.
By Ruth Jackson-Kirby Published
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Why it sometimes makes sense to buy using your credit card
Advice There are several reasons to consider paying with a credit card, says Ruth Jackson-Kirby. Here are just a few.
By Ruth Jackson-Kirby Published
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Don't leave a financial mess after you die – make a will
Advice More than half of us haven’t written a will, which means we could be leaving behind an administrative nightmare when we go.
By Ruth Jackson-Kirby Last updated
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