Covid-19: don’t miss out on child benefit

If the Covid-19 lockdown has affected your family income, you should check if it’s worth claiming child benefit.

If the Covid-19 lockdown has affected your family income, you should check if it’s worth claiming child benefit. This is available to anybody living in the UK who is responsible for a child under 16 (or under 20 if they are in approved education or training), and pays £21.05 a week for your eldest child and £13.95 for every other child. However, if the highest-earning parent earns more than £50,000 a year, they have to pay some back via their tax return. If they earn more than £60,000, they have to pay it all back. So many high-income families don’t usually claim. 

Advertisement - Article continues below

If you want to start claiming for the first time, you need to send off a paper form, which you can download at It can take up to 12 weeks for applications to be processed. If you have previously claimed and stopped, you should be able to restart by calling the Child Benefit Office on 0300 200 3100. 

You can stop and start child benefit payments without it affecting your eligibility. So, if you claim while you are furloughed, you can stop it again when you go back to work by calling the same helpline (0300 200 3100). Claims can only be backdated for three months, so you should claim quickly to get as much as possible. 



Personal finance

How to protect your online passwords

There are several ways to help prevent cyber-criminals from accessing your online accounts, says Ruth Jackson-Kirby.
3 Jun 2020
Personal finance

Beware airlines’ cancellation refund ruses

The battle for refunds for cancelled holidays rumbles on.
1 Jun 2020

Beware: mortgage payment holidays could cost you

Taking a break from mortgage or credit-card debt could ultimately cost you more in extra interest than the money you save.
26 May 2020
Small business

New grants for the self-employed

Self-employed workers can now apply for government support if their income has been affected by Covid-19.
22 May 2020

Most Popular

UK Economy

What bounce back loans can tell us about how we’ll pay for all this

The government will guarantee emergency "bounce back loans" for small businesses hit by Covid-19. Inevitably, many businesses will default. And there'…
1 Jun 2020

This looks like the biggest opportunity in today’s markets

With low interest rates and constant money-printing, most assets have become expensive. But one major asset class hasn’t. John Stepek explains why com…
2 Jun 2020

These seven charts show exactly why you must own gold today

Covid-19 is accelerating many trends that were already in existence. The rising gold price is one such trend. These seven charts, says Dominic Frisby,…
3 Jun 2020