Take advantage of flexible Isas

Ruth Jackson explains why it’s worth taking advantage of the flexibility these products offer.

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Get the balance right on your savings
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A flexible individual savings account (Isa) allows you to take money out of your Isa and put it back in within the same tax year, all without reducing your Isa allowance. Although the rules are a bit complex, it's worth taking advantage of the flexibility these products offer.

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Ruth Jackson-Kirby

Ruth Jackson-Kirby is a freelance personal finance journalist with 17 years’ experience, writing about everything from savings accounts and credit cards to pensions, property and pet insurance.

Ruth started her career at MoneyWeek after graduating with an MA from the University of St Andrews, and she continues to contribute regular articles to our personal finance section. After leaving MoneyWeek she went on to become deputy editor of Moneywise before becoming a freelance journalist.

Ruth writes regularly for national publications including The Sunday Times, The Times, The Mail on Sunday and Good Housekeeping, among many other titles both online and offline.