One card to rule them all

If you’re tired of carrying around half a dozen different credit and debit cards, the Curve card could provide the solution, says Ruth Jackson.

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Curve combines your cards via one app

If you're tired of carrying around half a dozen different credit and debit cards, you might want to consider a new card that aims to replace them all. The Curve card allows you to combine all your Visas and Mastercards (not American Express) via one app. Then you simply do all your shopping with the Curve card, assigning the spending to whichever of your cards you want. It is a debit card, so you can use it everywhere, but after you've made your purchase you can assign this to a credit card if you want. So if you have a cashback or rewards credit card, you can earn even in places that don't accept credit cards. You can also change which card you use for a payment up to two weeks after.

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Ruth Jackson-Kirby

Ruth Jackson-Kirby is a freelance personal finance journalist with 17 years’ experience, writing about everything from savings accounts and credit cards to pensions, property and pet insurance.

Ruth started her career at MoneyWeek after graduating with an MA from the University of St Andrews, and she continues to contribute regular articles to our personal finance section. After leaving MoneyWeek she went on to become deputy editor of Moneywise before becoming a freelance journalist.

Ruth writes regularly for national publications including The Sunday Times, The Times, The Mail on Sunday and Good Housekeeping, among many other titles both online and offline.