Latest articles by Ruth Emery
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Hargreaves Lansdown takeover: what it means for your money
Britain’s biggest investment platform has agreed a £5.4 billion takeover. What does it mean for shareholders and customers?
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Could Labour introduce a 2% wealth tax?
As the chancellor puts the final touches to next week’s Spring Statement, there are growing calls for a 2% wealth tax to be introduced. Campaigners say it would tackle economic inequality and raise billions of pounds in revenue
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Who will miss out on the state pension triple lock?
Not all pensioners have their state pensions increased each year in line with the triple lock. We explain who misses out
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Will mortgage rates fall this year?
Mortgage rates have tumbled over the past few months. Whether you're buying a home, remortgaging or a buy-to-let landlord, we look at the outlook for mortgage rates this year
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Annuity rates hit 16-year high - is now a good time to buy an annuity?
Annuity incomes have reached their highest level since December 2008, while sales of the pension product are also soaring. Should you buy an annuity?
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Six reasons not to top up your state pension
A deadline to buy National Insurance credits and top up your state pension is fast approaching. Here’s why it may not be worth it for some people
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Spring Statement: what could Rachel Reeves say about pensions?
The chancellor will deliver her Spring Statement on 26 March. We look at whether there will be any announcements on pensions that could affect savers or retirees
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How much state pension will I get?
Advice There are several things that determine how much state pension you'll get when you hit retirement age. Here's how to work out your entitlement
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Couples urged to apply for the marriage allowance before end of tax year
News Married couples and civil partners could save up to £252 a year in tax by claiming the allowance - and receive a backdated lump-sum payment worth more than £1,000.
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Checklist: 10 easy moves to save you money before the end of the 2024/25 tax year
Tips The end of the 2024/25 tax year is fast approaching. We’ve put together an action plan so you can maximise valuable tax breaks and allowances before they disappear at midnight on 5 April
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RICS: UK housing market starts to lose momentum
The latest survey by the Royal Institution of Chartered Surveyors reveals that housing market activity is slowing due to the upcoming stamp duty hike, as well as “international economic uncertainties”
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Average pension pot by age
How does your pension pot compare to your peers? We delve into the data and reveal the average pension pot for different age groups
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How to get an ISA and SIPP cashback bonus
Tips Here are the best deals available, with some providers giving away as much as £5,000 in cashback for opening or transferring an account
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Car finance claims: FCA signals plans for compensation scheme
Lenders are setting more money aside as the road to the end of the car finance saga appears to be getting longer
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Best investing apps
Looking for an easy-to-use app to help you start investing, keep track of your portfolio or make trades on the go? We round up the best investing apps
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ISA guide: everything you need to know for the 2024/25 tax year
In our ISA guide, we explain everything you need to know about ISAs: how they work, how much you can pay in, what investments you can hold, and how to transfer one.
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Chase restricts cashback in blow for current account customers
Chase Bank is making its cashback deal less generous from 7 April. We explain what’s changing
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The investment platforms that pay less than 2% interest on cash holdings
Do you know how much interest the cash balance in your investment portfolio, ISA or pension earns? We lift the lid on the best and worst interest-payers - and explain what you can do about it
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Are you eligible for a £25 cold weather payment?
Millions of people are eligible for cold weather payments from the Department for Work and Pensions. With the scheme finishing for this winter on 31 March, we explain who qualifies and how to check if a payment is due
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Why you should write a will — and how to do it for free
Most of us haven’t written a will. But it's one of the most important things you can do for yourself and your loved ones
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State pension top-up: HMRC “softens” 5 April National Insurance deadline
News There have been some changes ahead of the state pension top-up deadline on 5 April, but those wanting to backdate their National Insurance record to April 2006 still need to act quickly
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Nationwide to pull its £175 switching bonus - act now to get offer
The building society is withdrawing its bank switching offer at the end of the month, after gaining thousands of customers last year. We explain how to qualify for the current account switching bonus
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How are Premium Bonds prize winners notified – and who is Agent Million?
As the March prize draw takes place, we look at how Premium Bonds winners are notified and how the winnings get paid. Plus, who is Agent Million?
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Are you missing out on Pension Credit? How to claim the benefit worth up to £4,300
News The number of Pension Credit claims has soared by 81% - however, thousands of eligible households are still failing to apply. We explain who qualifies for Pension Credit and how to apply
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