Personal Finance
The latest personal finance news, features, analysis and insights covering savings, tax changes, pension planning, banking and insurance from the expert team at MoneyWeek.
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Will gas and electricity bills fall in 2026? Energy price forecast
Energy bills are set to drop in April when Ofgem’s latest energy price cap kicks in, but war in the Middle East is likely to see costs rise in the summer. How much will you pay for energy?
By Daniel Hilton Last updated
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What is capital gains tax and how does it work?
The government rakes in billions of pounds from capital gains tax each year. But how does the tax work, and when do you pay it?
By Sam Walker Last updated
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How to get an ISA or Sipp cashback bonus
Tips Here are the best pension and ISA transfer offers, with some providers giving away as much as £5,000 in cashback for transferring an account
By Daniel Hilton Last updated
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Rachel Reeves’s changes to ISA rules will not work
Opinion Rachel Reeves’s proposed changes to ISA rules will do nothing to support the British stock market. They will simply reduce choice and flexibility
By Cris Sholto Heaton Published
Opinion -

Five investment trusts for your stocks and shares ISA
As the deadline to max out your stocks and shares ISA allowance approaches, here are five expertly-recommended investment trusts you could consider.
By Dan McEvoy Last updated
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When is the Bed and ISA deadline? Cut-off dates for major investment platforms
Bed and ISA deadlines vary from provider to provider. As the tax year end looms, we list the key dates across major investment platforms.
By Daniel Hilton Last updated
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The best cash ISAs – earn up to 4.66%
Savings The best cash ISAs can earn you up to 4.66% on your cash. With the Bank of England holding interest rates, take advantage of top deals before they disappear.
By Oojal Dhanjal Last updated
Savings -

How to find the best stocks and shares ISA
With so much choice it can be hard to work out which stocks and shares ISA is right for you. We explain how to compare providers.
By Laura Miller Last updated
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Millions face savings tax bills – how to shield your money
Millions of Brits could face savings tax this year as their interest earned exceeds the personal savings allowance. Are you at risk?
By Laura Miller Last updated
