Personal finance

Help to Buy has been a waste of money

By artificially inflating house prices, the Help to Buy scheme has failed both homebuyers and taxpayers. But it has done wonders for housebuilders’ profits. John Stepek explains why.
When it comes to buying shares and funds to put in your Isa or pension, there are several investment platforms or online brokers to choose from, all offering different fee structures to suit varying individual investing habits.

How to invest in a stocks and shares Isa

In this short video tutorial, Ed Bowsher runs through the nuts and bolts of opening a stocks and shares Isa, and gives you some investment ideas to consider.


Don't raid your pension savings to buy a property

Housing minister James Brokenshire has suggested you should be able to raid your pension savings to fund the purchase of your first home. You shouldn’t.

Government admits it has got its state pension sums wrong

Approximately 360,000 people have been given incorrect forecasts of their state pension benefits, the government has confirmed.

Personal finance apps for your smartphone

Personal finance apps for your smartphone can be a very useful tool for tracking your expenditure.

Grandparents allowances: make sure you claim pension benefits for babysitting

Many people may be missing out on future state pension benefits because they’re unaware of grandparents allowances that reward them for caring for young children.

What to know when picking a mortgage broker

When picking a mortgage broker, it’s important to know the different types, and how much you should expect to pay.

Don’t use your pension to buy a house

The frankly stupid idea that pension-fund cash should be available to be used for a house has reared its ugly head again. It should be fiercely resisted, says Merryn Somerset Webb.

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