Personal finance

When it comes to buying shares and funds to put in your Isa or pension, there are several investment platforms or online brokers to choose from, all offering different fee structures to suit varying individual investing habits.

How to invest in a stocks and shares Isa

In this short video tutorial, Ed Bowsher runs through the nuts and bolts of opening a stocks and shares Isa, and gives you some investment ideas to consider.

Delegate the search for the best energy deal

There is help to find the best energy deal for people who never get round to switching provider.

Don’t use your pension to buy a house

The frankly stupid idea that pension-fund cash should be available to be used for a house has reared its ugly head again. It should be fiercely resisted, says Merryn Somerset Webb.

Passing on your pension when you die

Your pension can be a valuable part of inheritance-tax planning, says David Prosser.

Parents are missing out on tax-free childcare

Take-up of the government’s new tax-free childcare scheme has been “dire” – ensure you claim what you can.

How to find lost shares

There could be some money out there with your name on it. Here’s how to track down lost shares that you may have bought and forgotten about.

Should you get your child a Jisa?

If you have any money left over once you’ve used up your tax-free allowances, you could consider a junior Isa for your children. But keep an eye on normal children’s savings accounts too.

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