Personal finance

Pensions drawdown disaster

Pension providers will have to offer default drawdown options after many savers ended up in cash funds that generated no investment growth and leave them worse off.
When it comes to buying shares and funds to put in your Isa or pension, there are several investment platforms or online brokers to choose from, all offering different fee structures to suit varying individual investing habits.

How to invest in a stocks and shares Isa

In this short video tutorial, Ed Bowsher runs through the nuts and bolts of opening a stocks and shares Isa, and gives you some investment ideas to consider.


Make the most of your car

Cars are expensive to run, but you can make some money back from yours by renting it out when you’re not using it.

The default option will cost you money: always opt out

Making the effort to move your money from your financial provider’s default settings could make you significantly better off, says Merryn Somerset Webb.

Innovative Finance Isas available to invest in now

Innovative Finance Isas have been around since April 2016, but are only now becoming widely available. Here, we present a comprehensive list of IFIsas available to invest in now.

Don’t miss out on university bursaries

There are plenty of university bursaries, scholarships and grants available to everyone, regardless of background.

Ignore the lifetime allowance and take the tax hit

There’s been a lot of wailing about the extra tax burden once you hit the pensions lifetime savings allowance. But it’s better to just carry on contributing and pay the tax, says Merryn Somerset Webb.

Doctors shouldn’t get special treatment for their pensions

Doctors whose pensions are too big want an exemption from the lifetime allowance. They shouldn’t get it, says Merryn Somerset Webb.

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