Is your job title increasing your car insurance costs?

When it comes to the cost of your car insurance, job titles matter. We reveal the ones that could potentially add hundreds to the cost of your policy

Person filling out a car insurance form with a wooden car on the table
(Image credit: athima tongloom via Getty Images)

The cost of car insurance has been extremely high over the past few years, peaking at an annual average of £885 in the fourth quarter of 2023.

Luckily, average premiums have been dropping relatively quickly since then with comparison platform Quotezone finding the average cost of car insurance fell to £664 in June.

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Top 10 jobs that will attract higher premiums.

Job Title

Cost of Premium

Price Difference vs 2025 Avg (£664)

Assistant Teacher

£727.40

10%

Retired

£733.73

11%

Customer Advisor

£765.88

15%

Sales Assistant

£784.92

18%

Shop Assistant

£810.94

22%

Houseperson

£860.25

30%

Factory Worker

£892.94

34%

Cleaner

£927.85

40%

Chef

£951.69

43%

Company Director

£1,004.05

51%

Delivery Driver

£1,013.45

53%

Accountant

£1,040.74

57%

Warehouse Worker

£1,063.18

60%

Healthcare Assistant

£1,064.11

60%

Unemployed

£1,265.32

91%

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Job Title

Cost of Premium

Price Difference vs 2025 Avg (£664)

Civil Servant

£494.81

-25%

Teacher

£531.58

-20%

HGV Driver

£556.31

-16%

Administration Assistant

£663.49

-0.10%

Daniel is a digital journalist at Moneyweek and enjoys writing about personal finance, economics, and politics. He previously worked at The Economist in their Audience team.

Daniel studied History at Emmanuel College, Cambridge and specialised in the history of political thought. In his free time, he likes reading, listening to music, and cooking overambitious meals.