Personal finance

When it comes to buying shares and funds to put in your Isa or pension, there are several investment platforms or online brokers to choose from, all offering different fee structures to suit varying individual investing habits.

How to invest in a stocks and shares Isa

In this short video tutorial, Ed Bowsher runs through the nuts and bolts of opening a stocks and shares Isa, and gives you some investment ideas to consider.


Three apps to save you money

Apps on your mobile phone can help you salt away cash and manage your finances. But these tools may be less useful than they seem, says Ruth Jackson.

A foolproof way to avoid inheritance tax. Or is it?

It is possible to pass on a lot of money to your heirs and pay no inheritance tax. But the plan has some rather large flaws, says Merryn Somerset Webb.

Pension withdrawals: an emergency best avoided

Many savers are paying too much tax on their pension withdrawals, says David Prosser.

How to avoid foreign exchange rip-offs on your holidays

The rates you will get at airport foreign exchanges are worse than you might think – planning ahead really is worthwhile, says Ruth Jackson.

Reasonable ideas and unkeepable promises

Making the over-65s pay national insurance is a sensible idea, says Merryn Somerset Webb. Promising the young a £10,000 lump sum isn’t.

Painfully slow pension transfers

Ministers warn pension providers to stop dragging their heels. David Prosser reports.

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