Most popular Sipp investments
The investment decisions you make with your Sipp impact how much you end up with in your retirement pot. We look at the most popular Sipp funds to consider when adding to your pension savings.
A self-invested personal pension (Sipp) gives you greater control over how you invest for retirement, and there’s usually a wider selection of funds to choose from.
You may choose to have a Sipp alongside your workplace pension.
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The most popular Sipp investments with Hargreaves Lansdown
Sipp investments on Hargreaves Lansdown during the final months of 2025 reflect investors’ ongoing preference for passive, global equity exposure, says Kate Marshall, lead investment analyst at Hargreaves Lansdown.
“Given the long-term nature of Sipp investing, this comes as no surprise,” said Marshall.
“US equities remained a core allocation, as shown by inflows into US index funds, while global index funds highlight investors’ long-term focus on growth through diversified equity exposure.”
Marshall highlighted that a tech fund came second on the list of the most-bought Sipp investments, underscoring continued interest in the sector despite a growing view among market commentators that AI valuations are in bubble territory.
“Although passive funds dominated, the inclusion of Artemis Global Income as the most-bought fund points to selective appetite for active management, particularly as the fund has had a strong year,” said Marshall.
The most popular Sipp investments on Hargreaves Lansdown during Q4 2025 were:
- Artemis Global Income
- Legal & General Global Technology Index Trust
- Fidelity Index World
- Legal & General International Index Trust
- Legal & General US Index
- Vanguard FTSE Global All Cap Index
- Royal London Short Term Money Market
- UBS S&P 500 Index
- Vanguard LifeStrategy 100% Equity
- Legal & General European Index
Source: Hargreaves Lansdown Q4 2025
Royal London Short Term Money Market Fund was the seventh most-bought fund. Money market funds effectively replicate cash-like returns and risk profiles.
“The Money Market fund is interesting when it comes to Sipp investors and potentially suggests a wish to balance growth with some capital preservation, or is being used as a store of some ‘dry powder’ should there be a stock market sell off in 2026,” said Marshall.
The most popular Sipp investments with Interactive Investor
The most-bought Sipp investments on Interactive Investor during Q4 reflected the divergence between optimism and pessimism surrounding the stock market at present.
Precious metals were well-represented as the price of gold and silver hit record highs during the quarter. iShares Physical Gold ETC (LON:SGLN) topped the list of the most popular Sipp investments on Interactive Investor.
AI stalwarts Nvidia (NASDAQ:NVDA) and Tesla (NASDAQ:TSLA) made the top five, while a money market fund came second and Strategy (formerly MicroStrategy), widely regarded as a Bitcoin proxy stock, came fifth.
These were the top 10 most popular Sipp investments on Interactive Investor during Q4 2025:
- iShares Physical Gold ETC
- Royal London Short Term Money Market
- Nvidia
- Tesla
- Strategy
- iShares Physical Silver ETC
- Meta Platforms
- Vanguard LifeStrategy 80% Equity
- Amazon
- Vanguard LifeStrategy 60% Equity
Source: Interactive Investor Q4 2025
The most popular Sipp investments on Fidelity
Fidelity provided their most-bought Sipp investments of December, broken down into stocks, funds and investment trusts.
The most popular stocks for Sipp investors on Fidelity
- Diageo
- Fresnillo
- Metals One
- BP
- Barclays
- Aberdeen Group
- Hochschild Mining
- BAE Systems
- Shell
- Foresight Group
The most popular funds for Sipp investors on Fidelity
- Fidelity Cash Fund
- Vanguard LifeStrategy Funds ICVC-Vanguard LifeStrategy 60% Equity Fund
- Artemis Global Income Fund Class
- Fid FIF Special Situations Fund
- Fidelity Index World Fund
- Fid FIF Multi Asset Alloc Growth Fund
- Fid FIF Multi Asset Open Growth Fund
- Fid FIF Multi Asset Allocator Adv Fund
- Royal London Short Term Money Market Fund
- Vanguard LifeStrategy Funds ICVC-Vanguard LifeStrategy 100% Equity Fund
The most popular investment trusts for Sipp investors on Fidelity
- International Public Partnerships
- City of London
- NextEnergy Solar Fund
- Harbourvest Global Private Equity
- Temple Bar
- BlackRock Throgmorton Trust
- JPMorgan European Growth & Income
- Schroder Japan Trust
- Murray Income Trust
- Greencoat UK Wind
Other fund ideas for your Sipp
Selecting investments for your Sipp should be determined firstly by what point you are in your pension investment journey, says Emma Wall, head of platform investments at wealth firm Hargreaves Lansdown.
“Decades off retiring? You want to maximise your risk/return profile, making sure the bulk of your portfolio is in higher risk assets such as equities. These can be more volatile in price but in the accumulation stage of pension investing, you can afford a few bumps in the road,” she said.
Wall advocates blending a couple of funds together to maximise diversification. For example, investors could pair a passive, developed market-focused fund like Legal & General Future World ESG Tilted and Optimised Developed Index with an active fund focused on emerging markets, like Schroder Asian Alpha Plus.
For investors later in their Sipp journey, or retired clients using their Sipp in drawdown, an income option would be sensible.
Wall prefers Ninety One Diversified Income, which focuses on providing income mainly through investing in bonds, with a smaller part of the fund invested in shares.
“Given market volatility is likely to continue with a number of challenges facing the global economy, a total return fund such as this one could be a sensible choice,” Wall said.
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