Personal finance

When it comes to buying shares and funds to put in your Isa or pension, there are several investment platforms or online brokers to choose from, all offering different fee structures to suit varying individual investing habits.

How to invest in a stocks and shares Isa

In this short video tutorial, Ed Bowsher runs through the nuts and bolts of opening a stocks and shares Isa, and gives you some investment ideas to consider.


Be careful with your pensions freedom

Savers are using the pensions freedom rules to dip into their retirement funds at an alarming rate, says David Prosser.

How to protect your online identity from data hackers

The latest data breach is another reminder of the importance of keeping your online identity and financial information as safe as possible.

Divorcees miss out on pension benefits

Fewer than one in five divorces where a financial award is made include provisions for pension sharing, says the Ministry of Justice.

Phoenix Life cuts exit charges

Phoenix Life, the pensions company that specialises in taking on other insurers’ historic savings plans, has dropped exit fees for customers who have benefits worth less than £5,000.

Resist the temptation to transfer your pension

Overly generous transfer payments to savers leaving defined-benefit pension schemes could jeopardise the pensions of those remaining, says David Prosser.

NS&I fails to keep up

The state-backed bank is popular, but there are better rates on offer elsewhere for savers, says Ruth Jackson.

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