Personal finance

Pensions drawdown disaster

Handful of money on fire © Getty

Pension providers will have to offer default drawdown options after many savers ended up in cash funds that generated no investment growth and leave them worse off.

When it comes to buying shares and funds to put in your Isa or pension, there are several investment platforms or online brokers to choose from, all offering different fee structures to suit varying individual investing habits.

How to invest in a stocks and shares Isa

In this short video tutorial, Ed Bowsher runs through the nuts and bolts of opening a stocks and shares Isa, and gives you some investment ideas to consider.


How to pick a care home

Picking a care home is an important decision, so make sure you’re aware of all the pitfalls and small print to look out for.

CDC pensions: a third way

The government is considering introducing CDC pensions as a middle road between existing options. Could they represent the future of saving?

Do-it-yourself pensions for the self-employed

With 43% having no pension millions of self-employed people could be unprepared for retirement, says David Prosser.

Pay-as-you-go insurance

Car insurance is the latest service to get the on-demand treatment – but it only makes sense for some people, says Ruth Jackson.

Beware of the risks when investing in mini bonds

Don’t be swayed by impressive interest rates and fun perks, says Ruth Jackson. Mini bonds aren’t as good an investment as they look.

Hidden cost of retirement homes

Life in a retirement home can provide support and company for retirees, but watch out for extra fee add-ons.

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