Far more cash Isas are set up than stocks and shares Isas, says Marina Gerner. That’s odd given the higher returns from stocks in the long run.
Stocks beat cash and bonds over the long term
When it comes to buying shares and funds to put in your Isa or pension, there are several investment platforms or online brokers to choose from, all offering different fee structures to suit varying individual investing habits.
How to invest in a stocks and shares Isa
In this short video tutorial, Ed Bowsher runs through the nuts and bolts of opening a stocks and shares Isa, and gives you some investment ideas to consider.
Don’t get caught by the pensions cap
Breaching the lower annual-contribution allowance on your pension can trigger a nasty tax bill
By: David Prosser
Now is a good time to fix and forget your mortgage
It’s a good time to take out a long-term fixed-rate mortgage, but make sure you know what this entails.
By: Ruth Jackson
Pensions drawdown disaster
Pension providers will have to offer default drawdown options after many savers ended up in cash funds that generated no investment growth and leave them worse off.
By: David Prosser
Make the most of your car
Cars are expensive to run, but you can make some money back from yours by renting it out when you’re not using it.
By: Ruth Jackson
The default option will cost you money: always opt out
Making the effort to move your money from your financial provider’s default settings could make you significantly better off, says Merryn Somerset Webb.
Innovative Finance Isas available to invest in now
Innovative Finance Isas have been around since April 2016, but are only now becoming widely available. Here, we present a comprehensive list of IFIsas available to invest in now.
