Personal finance

When it comes to buying shares and funds to put in your Isa or pension, there are several investment platforms or online brokers to choose from, all offering different fee structures to suit varying individual investing habits.

How to invest in a stocks and shares Isa

In this short video tutorial, Ed Bowsher runs through the nuts and bolts of opening a stocks and shares Isa, and gives you some investment ideas to consider.


Resist the temptation to transfer your pension

Overly generous transfer payments to savers leaving defined-benefit pension schemes could jeopardise the pensions of those remaining, says David Prosser.

NS&I fails to keep up

The state-backed bank is popular, but there are better rates on offer elsewhere for savers, says Ruth Jackson.

Public shaming – an effective new way of collecting taxes

Corporations publicly outed as tax dodgers; individuals denied honours. Shaming people into paying their taxes is probably effective, says Merryn Somerset Webb. But the government could go further.

Why you shouldn’t stump up for your children’s house deposit

Houses are expensive. But don’t sacrifice your retirement income to get your kids on to the property ladder, says Merryn Somerset Webb.

Credit cards get less rewarding

Lloyds closed its Avios Rewards scheme to new members back in May and it is now cutting how many Avios points existing members can earn.

Don’t lose your child’s savings

Child trust funds turn 16 this year – but a million accounts have been abandoned. Is yours one of them?

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