Personal finance

Should you get your child a Jisa?

Child putting money in a piggy bank © Getty Images

If you have any money left over once you’ve used up your tax-free allowances, you could consider a junior Isa for your children. But keep an eye on normal children’s savings accounts too.

When it comes to buying shares and funds to put in your Isa or pension, there are several investment platforms or online brokers to choose from, all offering different fee structures to suit varying individual investing habits.

How to invest in a stocks and shares Isa

In this short video tutorial, Ed Bowsher runs through the nuts and bolts of opening a stocks and shares Isa, and gives you some investment ideas to consider.


How to pick a Sipp

Choose your Sipp provider carefully: saving on fees can make a big difference to your fund.

A good alternative to equity release

Retirement interest-only mortgages could be a better way to access funds than equity-release products.

Peer-to-peer: cutting out the middleman could cost you

There are a vast array of peer-to-peer lending sites. That’s why you need a company to help research and collate the ones that might suit you.

Treat family mortgages with care

There is a product for most situations, says Sarah Moore, but make sure you know what you’re getting into.

Don’t miss the pensions deadline

There are just five weeks left in the 2018-2019 tax year, so make sure you’ve made full use of your allowances.

How to improve your credit score

It always pays to check your credit score, says Ruth Jackson. Even if you’ve never been turned down for a loan, you could still be missing out on the best deals.

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