Vaishali Varu
Vaishali has a background in personal finance and a passion for helping people manage their finances. As a staff writer for MoneyWeek, Vaishali covers the latest news, trends and insights on property, savings and ISAs.
She also has bylines for the U.S. personal finance site Kiplinger.com and Ideal Home, GoodTo, inews, The Week and the Leicester Mercury.
Before joining MoneyWeek, Vaishali worked in marketing and copywriting for small businesses. Away from her desk, Vaishali likes to travel, socialise and cook homely favourites.
Latest articles by Vaishali Varu
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Crypto scams – what to look out for
Fraudsters are using cryptocurrency scams to lure investors desperate for high returns - here is how to spot and avoid them
By Vaishali Varu Last updated
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February 2024 NS&I Premium Bonds winners - check now to see what you've won
Premium Bond holders can check from today (2 February) to see what they’ve won in NS&I’s February 2024 Premium Bond draw
By Vaishali Varu Published
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Hargreaves Lansdown launches cash ISAs on its savings platform- is it any good?
Hargreaves Lansdown is the first to launch cash ISAs on its savings platform ahead of the new ISA flexibility rules - how does it compare to other rates on the market?
By Vaishali Varu Published
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Savings rates continue to fall amid another interest rate freeze
Top savings deals continue to disappear as the base rate has been held for the fourth time- what does the savings market look like now?
By Vaishali Varu Published
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Last chance to grab TSB’s bank switching offer before no deals remain
If you’re looking to switch banks, you will need to act fast to snap up TSB’s £185 switching offer before it ends tonight- as no more deals will remain on the market from midnight
By Vaishali Varu Published
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How to grab Premium Bond winnings in February before prize fund rate drops to 4.4%
Find out how to bag Premium Bond winnings in February’s draw before the prize fund rate falls from 4.65% to 4.4%, resulting in 72,000 fewer prizes
By Vaishali Varu Published
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Fewer savings accounts offer branch access - how can you get to your money?
More than a third of easy-access savings accounts no longer offer branch services. We tell you your options
By Vaishali Varu Published
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Zoopla: House prices stabilise as buyer demand returns
House prices remain stable month-on-month and property sales are on the rise. Is now a good time to buy or sell a house?
By Vaishali Varu Published
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Current account bank switches reach a record high - should you move banks?
The end of last year saw a record 443,701 bank switches take place - we look at why people are moving current accounts, which banks are the most popular, and how to switch
By Vaishali Varu Published
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Average ISA rates show biggest monthly decline since 2009
New data shows the rates on ISAs and traditional savings have been cut to their lowest level since 2009. Here’s what the savings market looks like right now
By Vaishali Varu Published
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How to get a best-buy 5.09% cash ISA with Moneybox plus £25 cashback
Moneybox currently has the best buy cash ISA at 5.09% - and if you’re eligible, you can also bag a £25 cashback bonus
By Vaishali Varu Published
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967 inflation-busting savings accounts remain - act fast to bag the top rates
As inflation rises slightly to 4%, fewer savings accounts beat inflation. Act fast to get the top deals
By Vaishali Varu Published
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Metro Bank’s top-paying easy-access saver plummets below 5% - what is the best rate on the market now?
Metro Bank’s top-paying easy-access savings account has fallen below 5%. What can you now earn on the best easy-access saver?
By Vaishali Varu Published
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TSB and Co-operative Bank launch new switching deals - bag up to £185 to swap current accounts
The bank switching battle is hotting up, with TSB and Co-operative Bank joining First Direct in paying free cash to new customers. We have all the details
By Vaishali Varu Published
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Barclays to close 57 branches in the UK in 2024/25
Barclays bank will shut at least another 57 branches throughout 2024 and 2025. We have the full list of closures and your alternative options
By Vaishali Varu Published
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UK GDP: Economy grows by more than expected in November
The UK economy grew by 0.3% in November, driven by growth in the service sector. Does this mean a recession is off the cards?
By Vaishali Varu Published
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The best credit cards with 0% on purchases
Advice 0% credit cards are a great way to spread the cost of big purchases - we flag the best deals available now.
By Vaishali Varu Last updated
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NS&I to cut Premium Bonds prize fund rate to 4.4% - what does this mean for the March draw?
National Savings & Investments is to slash the Premium Bonds prize fund rate from March 2024 to 4.4% and further cuts could follow. We have all the details
By Vaishali Varu Published
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Why now is the time to ditch your 1% savings
New data reveals almost £400 billion is earning 1% interest or less in current accounts and savings. Here’s why you need to act now to earn five times more on your cash savings
By Vaishali Varu Published
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Easy-access savings vs regular savings- where is your money better off?
We explore if an easy-access savings or regular savings account will make your money go the furthest
By Vaishali Varu Published
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HSBC launches multi-currency app - is it any good?
HSBC has launched a multi-currency app and debit card in the UK. Is it any good and how does it compare to its rivals?
By Vaishali Varu Published
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Halifax: House prices reach highest level since March 2023
Property prices in December reached their highest level since March after a third consecutive monthly rise - will house prices continue on an upward trend in 2024?
By Vaishali Varu Published
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Metro Bank pulls top fixed savings account- what’s the next best rate on the market?
Metro Bank has withdrawn its top-paying one-year fixed saver- you will need to act fast before more of the best savings accounts disappear
By Vaishali Varu Published
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January 2024 Premium Bond winners- check now to see what you’ve won
If you’re a Premium Bond holder, you can check from today (3 January 2024) to see if you’ve bagged anything in January’s prize draw. Find out how to check if you’ve won
By Vaishali Varu Published