Vaishali Varu
Vaishali has a background in personal finance and a passion for helping people manage their finances. As a staff writer for MoneyWeek, Vaishali covers the latest news, trends and insights on property, savings and ISAs.
She also has bylines for the U.S. personal finance site Kiplinger.com and Ideal Home, GoodTo, inews, The Week and the Leicester Mercury.
Before joining MoneyWeek, Vaishali worked in marketing and copywriting for small businesses. Away from her desk, Vaishali likes to travel, socialise and cook homely favourites.
Latest articles by Vaishali Varu
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Chase introduces a base rate tracker to its saver- is the bank diluting its popular account benefits?
Chase is changing the way interest is calculated on its savings account. What does this mean for Chase account holders and does the app-based bank still stack up as a top buy?
By Vaishali Varu Published
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HSBC launches £220 bank switching deal - should you move banks?
HSBC is heating up the bank switching market with £220 up for grabs if you switch to its current account. But is the sweetener worth it and who can get it?
By Vaishali Varu Published
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Chase changes its cashback rules- does the account remain a top buy?
The app-based bank is making changes to cashback on its current account. Does it still stack up as the best account on the market?
By Vaishali Varu Published
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Halifax: House prices surge for the fifth consecutive month
The property market remains resilient as house prices grow for the fifth month in a row, latest Halifax data shows
By Vaishali Varu Published
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NS&I’s financing target will rise from April – what does this mean for Premium Bonds and its new savings bond?
The Spring Budget included NS&I’s new net financing target, as well as the launch of a British savings bond. What does this mean for Premium Bond holders and savers?
By Vaishali Varu Published
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What could the Spring Budget mean for Premium Bonds?
The chancellor is set to announce NS&I’s net financing target for the new tax year. Which way is it likely to go and what will it mean for Premium Bond holders?
By Vaishali Varu Published
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March 2024 NS&I Premium Bond winners – check now to see what you've won
If you’re a Premium Bond holder, you can check from today (4 March) for any winnings from NS&I’s March 2024 Premium Bond draw
By Vaishali Varu Published
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Nationwide: House prices creep up for the first time in over a year
Nationwide’s latest house price index reveals property prices are finally rising. Will this pattern continue in 2024?
By Vaishali Varu Published
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March 2024 Premium Bond winners – have you become a millionaire?
Two Premium Bond holders have become millionaires in the March draw. How much have you won and how can you check your winnings?
By Vaishali Varu Published
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Zoopla: Housing market rebound continues as buyer confidence returns
Falling mortgage rates and higher demand boost property sales. What’s in store for the housing market for the rest of the year?
By Vaishali Varu Published
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One-year savings accounts beat the Bank of England’s base rate - should you fix your cash?
Several savings providers have upped their one-year rates meaning you can now earn more than the bank rate for the first time in over a month. Is now a good time to fix?
By Vaishali Varu Published
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73,000 fewer Premium Bond prizes on offer from March as fund rate falls to 4.4%
NS&I is set to drop the prize fund rate on Premium Bonds to 4.4% from 1 March. What does this mean for prizes and are more rate cuts coming?
By Vaishali Varu Published
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The Co-op unveils new 7% regular saver- is it the best on the market?
The Co-operative Bank has launched a new best buy regular saver offering 7%. Is it the top deal and how does it work?
By Vaishali Varu Published
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Metro Bank to slash 5.22% savings rate for current customers- what’s the next best alternative?
Metro Bank is set to cut the rate on its best buy instant access saver for existing customers. Is there an alternative on the market and should you switch now?
By Vaishali Varu Published
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High-street banks continue to offer poor savings rates – is your cash better off with a smaller provider?
Despite numerous warnings by the Financial Conduct Authority (FCA), savers are still being ripped off with low returns on high-street bank savings accounts. How much can your cash earn in a small bank?
By Vaishali Varu Published
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Savings market heats up as providers boost rates - should you switch now for a better return?
In a surprising twist, more and more banks are now hiking their savings rates. Is it a good time to move your money and grab a better rate?
By Vaishali Varu Published
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MBNA unveils first ever savings product offering 5% return on cash - is it any good?
Credit card provider MBNA has entered the savings market with a one-year fixed account. How does the rate compare to other deals on the market?
By Vaishali Varu Published
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NatWest brings back £200 bank switching deal - is it the best on the market?
NatWest has returned with a £200 bank switching offer. How do you get it and should you switch your current account to NatWest?
By Vaishali Varu Published
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UK GDP: Economy entered a recession at the end of 2023
The UK fell into a recession in the final three months of 2023, as the economy shrank unexpectedly
By Vaishali Varu Published
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953 savings accounts beat inflation- how long will this last?
Only 953 inflation-busting savings accounts remain. Will the number continue to fall and where can you find the best deals?
By Vaishali Varu Published
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Wealthify launches base rate tracker easy-access savings account
Wealthify has partnered with ClearBank to offer savers a base rate tracker savings account. How does it work and how does it compare to the rest of the savings market?
By Vaishali Varu Published
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Lloyds Bank launches £175 bank switching offer - is it any good?
Lloyds Bank has brought back its £175 switching offer. How can you get the bonus and is the current account any good?
By Vaishali Varu Published
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Two challenger banks hike their one-year fixed savings rate - should you fix your cash?
After months of falling rates, a pair of challenger banks have boosted the rate on their one-year savings accounts. How does this compare to the rest of the market and will other providers follow?
By Vaishali Varu Published
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Cash ISA rates reach a 10-year high – should you put your money in one?
New data reveals average cash ISA rates are at a 10-year high. Is it a good time to put your savings into a cash ISA?
By Vaishali Varu Published