Vaishali Varu
Vaishali has a background in personal finance and a passion for helping people manage their finances. As a staff writer for MoneyWeek, Vaishali covers the latest news, trends and insights on property, savings and ISAs.
She also has bylines for the U.S. personal finance site Kiplinger.com and Ideal Home, GoodTo, inews, The Week and the Leicester Mercury.
Before joining MoneyWeek, Vaishali worked in marketing and copywriting for small businesses. Away from her desk, Vaishali likes to travel, socialise and cook homely favourites.
Latest articles by Vaishali Varu
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March 2024 Premium Bond winners – have you become a millionaire?
Two Premium Bond holders have become millionaires in the March draw. How much have you won and how can you check your winnings?
By Vaishali Varu Published
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Zoopla: Housing market rebound continues as buyer confidence returns
Falling mortgage rates and higher demand boost property sales. What’s in store for the housing market for the rest of the year?
By Vaishali Varu Published
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One-year savings accounts beat the Bank of England’s base rate - should you fix your cash?
Several savings providers have upped their one-year rates meaning you can now earn more than the bank rate for the first time in over a month. Is now a good time to fix?
By Vaishali Varu Published
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73,000 fewer Premium Bond prizes on offer from March as fund rate falls to 4.4%
NS&I is set to drop the prize fund rate on Premium Bonds to 4.4% from 1 March. What does this mean for prizes and are more rate cuts coming?
By Vaishali Varu Published
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The Co-op unveils new 7% regular saver- is it the best on the market?
The Co-operative Bank has launched a new best buy regular saver offering 7%. Is it the top deal and how does it work?
By Vaishali Varu Published
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Metro Bank to slash 5.22% savings rate for current customers- what’s the next best alternative?
Metro Bank is set to cut the rate on its best buy instant access saver for existing customers. Is there an alternative on the market and should you switch now?
By Vaishali Varu Published
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High-street banks continue to offer poor savings rates – is your cash better off with a smaller provider?
Despite numerous warnings by the Financial Conduct Authority (FCA), savers are still being ripped off with low returns on high-street bank savings accounts. How much can your cash earn in a small bank?
By Vaishali Varu Published
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Savings market heats up as providers boost rates - should you switch now for a better return?
In a surprising twist, more and more banks are now hiking their savings rates. Is it a good time to move your money and grab a better rate?
By Vaishali Varu Published
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MBNA unveils first ever savings product offering 5% return on cash - is it any good?
Credit card provider MBNA has entered the savings market with a one-year fixed account. How does the rate compare to other deals on the market?
By Vaishali Varu Published
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NatWest brings back £200 bank switching deal - is it the best on the market?
NatWest has returned with a £200 bank switching offer. How do you get it and should you switch your current account to NatWest?
By Vaishali Varu Published
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UK GDP: Economy entered a recession at the end of 2023
The UK fell into a recession in the final three months of 2023, as the economy shrank unexpectedly
By Vaishali Varu Published
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When is the best time to put the central heating on?
Advice Is there a right time to put the heating on and should you just leave it on low all day to save money on heating?
By Vaishali Varu Last updated
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953 savings accounts beat inflation- how long will this last?
Only 953 inflation-busting savings accounts remain. Will the number continue to fall and where can you find the best deals?
By Vaishali Varu Published
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Wealthify launches base rate tracker easy-access savings account
Wealthify has partnered with ClearBank to offer savers a base rate tracker savings account. How does it work and how does it compare to the rest of the savings market?
By Vaishali Varu Published
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Lloyds Bank launches £175 bank switching offer - is it any good?
Lloyds Bank has brought back its £175 switching offer. How can you get the bonus and is the current account any good?
By Vaishali Varu Published
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Two challenger banks hike their one-year fixed savings rate - should you fix your cash?
After months of falling rates, a pair of challenger banks have boosted the rate on their one-year savings accounts. How does this compare to the rest of the market and will other providers follow?
By Vaishali Varu Published
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Cash ISA rates reach a 10-year high – should you put your money in one?
New data reveals average cash ISA rates are at a 10-year high. Is it a good time to put your savings into a cash ISA?
By Vaishali Varu Published
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Halifax: house prices rise for the fourth consecutive month
UK house price growth has hit its highest annual level since January 2023 as confidence returns among buyers and sellers. Will house prices still fall in 2024?
By Vaishali Varu Published
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Crypto scams – what to look out for
Fraudsters are using cryptocurrency scams to lure investors desperate for high returns - here is how to spot and avoid them
By Vaishali Varu Last updated
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February 2024 NS&I Premium Bonds winners - check now to see what you've won
Premium Bond holders can check from today (2 February) to see what they’ve won in NS&I’s February 2024 Premium Bond draw
By Vaishali Varu Published
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Hargreaves Lansdown launches cash ISAs on its savings platform- is it any good?
Hargreaves Lansdown is the first to launch cash ISAs on its savings platform ahead of the new ISA flexibility rules - how does it compare to other rates on the market?
By Vaishali Varu Published
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Savings rates continue to fall amid another interest rate freeze
Top savings deals continue to disappear as the base rate has been held for the fourth time- what does the savings market look like now?
By Vaishali Varu Published
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Last chance to grab TSB’s bank switching offer before no deals remain
If you’re looking to switch banks, you will need to act fast to snap up TSB’s £185 switching offer before it ends tonight- as no more deals will remain on the market from midnight
By Vaishali Varu Published
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How to grab Premium Bond winnings in February before prize fund rate drops to 4.4%
Find out how to bag Premium Bond winnings in February’s draw before the prize fund rate falls from 4.65% to 4.4%, resulting in 72,000 fewer prizes
By Vaishali Varu Published