Personal Finance
The latest personal finance news, features, analysis and insights covering savings, tax changes, pension planning, banking and insurance from the expert team at MoneyWeek.
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The best one-year fixed savings accounts – earn up to 4.85%Savings One-year fixed savings accounts are offering inflation-beating rates of up to 4.85%. We've rounded up the best deals available on the market now.
By Oojal Dhanjal Last updated
Savings -
Who misses out on the state pension triple lock?Not all pensioners have their state pensions, or aspects of it, increased each year in line with the triple lock. We explain who misses out.
By Sam Walker Last updated
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Should you withdraw pension to beat inheritance tax changes?Over-55s are taking their pensions at record rates to avoid loved ones potentially inheriting a 40% tax bill. Here are a few things to consider before you do.
By Laura Miller Published
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Making Tax Digital: what is it and who does it affect?With Making Tax Digital, thousands of sole traders and landlords now have to start reporting their earnings digitally quarterly. Here's what you need to know.
By Daniel Hilton Last updated
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Thousands of households near pylons to get £250 a year off energy bills – could you be eligible?Households living within 500 metres of new and upgraded energy infrastructure are set to get a discount on their energy bills from 2027.
By Sam Walker Published
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When is the self-assessment tax return deadline?If you are self-employed, rent out a property or earn income from savings or investments, you may need to complete a self-assessment tax return. We run through the deadlines you need to consider.
By Daniel Hilton Last updated
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Best savings rates – earn as much as 5%Savings The best savings rates on the market pay up to 5% on your cash – but you will need to act fast before these top-paying accounts disappear.
By Oojal Dhanjal Last updated
Savings -
‘I’m a pensions and tax expert – watch out for six costly inheritance tax mistakes’More estates are forecast to be dragged into paying inheritance tax in years to come – if you’re one of them, there are some simple mistakes you’ll want to avoid.
By Sam Walker Published
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Pension tax refunds: how to get your money back if you have been overchargedThousands of retirees recovered more than £50 million in overpaid tax from flexible pension withdrawals in the second quarter of 2026. Are you due a pension tax refund?
By Daniel Hilton Last updated
