Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
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How cancelling unused direct debits could boost your pension by £37,000
A new year refresh of your spending could save you money and help boost your pension pot.
By Marc Shoffman Published
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Cold Weather Payments triggered in hundreds of postcodes: who can get it and when?
Millions of people could be eligible for Cold Weather Payments during the winter. We explain who qualifies and how to check if a payment is due
By Daniel Hilton Last updated
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How to file a self-assessment tax return as deadline approaches
Millions still need to file their tax return to HMRC before the end of January or they face fines starting from £100. We share our step-by-step guide.
By Marc Shoffman Last updated
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NS&I cuts interest rates on 8 savings accounts
NS&I will now offer less attractive interest rates for customers wishing to lock their savings away to grow for one, two, three or five years.
By Daniel Hilton Published
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The best bank switching offers – get up to £250
The best bank switching offers currently pay up to £250 in cash. Are you eligible, and how do you switch current accounts?
By Oojal Dhanjal Last updated
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Will mortgage rates fall this year?
Mortgage lenders are battling it out for business before the end of the year. Whether you're buying a home, remortgaging or you’re a buy-to-let landlord, we look at the outlook for mortgage rates this year and into 2026
By Ruth Emery Last updated
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Should you switch to a fixed energy tariff in 2026?
As energy prices remain volatile and far above pre-2022 levels, is now the time to look for a fixed energy tariff? We look at the latest gas and electricity deals
By Daniel Hilton Last updated
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Best fixed rate cash ISAs – earn up to 4.3%
We look at the best fixed rate cash ISAs on the market right now for savers who are willing to lock their cash away for guaranteed tax-free gains
By Daniel Hilton Last updated
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The best cash ISAs – January 2026
Savings The best cash ISAs can help you make the most of your tax-free savings. But you may want to take advantage of top rates before they disappear
By Oojal Dhanjal Last updated
Savings
