Personal Finance
The latest personal finance news, features, analysis and insights covering savings, tax changes, pension planning, banking and insurance from the expert team at MoneyWeek.
Explore Personal Finance
-
Monzo launches credit card that auto-invests cashback – is it any good?Monzo’s latest credit card is unique, but there are other cashback cards on the market that could be better-suited to you.
By Sam Walker Published
-
Should you fix your mortgage or opt for a variable rate?With uncertainty around the Bank of England’s direction for interest rates, homeowners may wonder if it’s best to opt for a fixed or variable rate mortgage.
By Laura Miller Last updated
-
Will energy prices rise further in 2026?The Ofgem price cap will rise by 4% on 1 October as the Iran war continues to push up wholesale prices. Could energy bills go up as much as 25% in early 2027?
By Daniel Hilton Last updated
-
Do you face a triple blow on your uninvested cash? What new ISA rules will mean for youNew ISA reforms coming into force in April 2027 will disincentivise holding uninvested cash in a stocks and shares ISA. Are you at risk of a cash trap?
By Daniel Hilton Published
-
How much do you need to follow the 25x retirement rule?We explain what the 25x retirement rule is and the amount you would need to be financially independent in retirement.
By Marc Shoffman Last updated
-
Thousands of families hit with inheritance tax bills on gifts – how to reduce your liabilityThousands of families have been hit with an inheritance tax bill in the last four years after making larger gifts – but there are other ways to reduce an IHT liability.
By Sam Walker Published
-
State pension set to rise by 3.9% – how much could you get?The UK state pension is set to rise by 3.9% per year from April 2027 after new wages data was published by the Office for National Statistics, but thousands more retirees face a higher income tax bill.
By Sam Walker Published
-
How SIPP platform fees and unclaimed tax relief could cost you tens of thousands in retirementMore than five million people hold Self-Invested Personal Pensions (SIPPs) with a total of £567 billion inside, according to the Financial Conduct Authority. How can savers get the best value for money when choosing one?
By Sam Walker Published
-
Stopping pension contributions can leave you £12k worse offDitching pension contributions temporarily is an irreversible, costly mistake which could dent your retirement pot by thousands.
By Kalpana Fitzpatrick Published
