Personal Finance
The latest personal finance news, features, analysis and insights covering savings, tax changes, pension planning, banking and insurance from the expert team at MoneyWeek.
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Your state pension could be compromised if you “contracted out”
If you contracted out of the state pension you may receive a smaller income in retirement. You should check your NI contributions – here's how
By David Prosser Published
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Should you take out life insurance to avoid inheritance tax?
People are taking out life insurance to avoid inheritance tax bills in the future. Does that make sense?
By David Prosser Published
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Mortgage lenders to contact 1.6 million homeowners facing higher costs amid Middle East conflict
Rachel Reeves urges major banks to step up support for mortgage customers amid Middle East conflict
By Sam Walker Published
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Don't leave your ISA allowance behind
Sponsor Content Created With Columbia Threadneedle Investments
Take control of your investments with the CT Savings Plan. Our flat-fee structure makes investing simpler, helping you reach your long-term financial goals.
By MoneyWeek Published
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Which is the best American Express credit card?
American Express credit cards can help you earn cashback or reward points on everyday spending, but which card is the best for you? We compare the options.
By Oojal Dhanjal Last updated
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10 easy moves to save you money before the end of the 2025/26 tax year
Tips The end of the 2025/26 tax year is fast approaching. Here’s what you can do now to make the most of tax breaks and allowances before they disappear on 5 April
By Sam Walker Last updated
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NS&I to pay out millions to bereaved families after ‘operational failure’
NS&I is expected to reunite tens of thousands of bereaved families with up to £476 million, after an investigation found the government-backed savings bank had lost track of some deceased customers’ money.
By Sam Walker Published
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New tax year changes: how much will you have to pay in 2026/27?
The new tax year starts on 6 April, 2026. We look at how taxes and allowances are changing and how they will affect you.
By Marc Shoffman Last updated
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What’s happening with UK house prices? Latest property market moves and forecasts
Could house prices be on the up in 2026 following a stagnant 2025 or will Middle East tensions dent market confidence?
By Daniel Hilton Last updated
