Personal Finance
The latest news, updates and opinions on Personal Finance from the expert team here at MoneyWeek
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Is the 4% pension rule dead? Why the 6% rule could replace it
‘Pensions are for spending’ is the new mantra now inheritance tax will apply to them from April 2027. In exclusive calculations we show how much more you can take from your pension to wind it down completely by age 90.
By Laura Miller Published
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Pension tax refunds: how to get your money back if you have been overcharged
Almost £1.5 billion has been reclaimed in pension tax overpayments since 2015. Could you be due a refund?
By Katie Williams Last updated
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Britain’s retirement happiness hotspots: where are the best places to retire?
We look at the top areas for retirement wellbeing, taking into account housing, health, community, nature and access to amenities. Is your town on the list?
By Ruth Emery Published
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Can I inherit my partner's ISA? – little known tax break can boost your allowance by thousands
Inheriting a partner’s ISA is fairly simple and comes with special advantages if you’re married or in a civil partnership – knowing what to do with it, however, isn’t always as straightforward
By Laura Miller Published
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Record £4,500 pay rise for London nannies – what does a nanny cost where you are?
Features Hiring a nanny can be a lifeline for busy parents but the cost can weigh on the family finances. The price has just jumped all around the country, especially in London.
By Laura Miller Last updated
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HMRC explains how Winter Fuel Payment will be clawed back from certain pensioners
Millions more pensioners will get Winter Fuel Payments this year after a government U-turn, but those with income of more than £35,000 won’t get to keep the money
By Jessica Sheldon Published
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UK savers stuff £2 billion extra away ahead of rumoured cash ISA reform
Rachel Reeves was widely expected to reduce the cash ISA limit at her Mansion House speech this month, prompting Brits to boost their tax-free savings
By Dan McEvoy Published
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The best bank switching offers – get up to £310
The best bank switching offers currently pay up to £190 in cash and £120 in rewards. Are you eligible, and how do you switch current accounts?
By Oojal Dhanjal Last updated
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Accelerating state pension age hikes could cost Brits in early 50s almost £18,000
A recently launched review of the state pension age has sparked concern that the planned increases could be accelerated. How much could it cost you?
By Jessica Sheldon Published