Personal finance

When it comes to buying shares and funds to put in your Isa or pension, there are several investment platforms or online brokers to choose from, all offering different fee structures to suit varying individual investing habits.

How to invest in a stocks and shares Isa

In this short video tutorial, Ed Bowsher runs through the nuts and bolts of opening a stocks and shares Isa, and gives you some investment ideas to consider.


When does it make sense to defer your state pension?

If you can afford to put off taking your state pension, it may save you money in the long run, says David Prosser.

The home-cover rip-off

As is so often the case when it comes to insurance, says Ruth Jackson, it really doesn’t pay to be loyal to your provider.

Stocks beat cash and bonds over the long term

Far more cash Isas are set up than stocks and shares Isas, says Marina Gerner. That’s odd given the higher returns from stocks in the long run.

Stranded abroad? Don’t wing it

Holidays from hell needn’t cost you the earth, says Ruth Jackson. A package deal provides the best protection.

How to avoid being trapped by the lifetime allowance pensions cap

The lifetime allowance on pension savings could catch out those with modest incomes.

Delegate the search for the best energy deal

There is help to find the best energy deal for people who never get round to switching provider.

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