By artificially inflating house prices, the Help to Buy scheme has failed both homebuyers and taxpayers. But it has done wonders for housebuilders’ profits. John Stepek explains why.
Help to Buy has been a waste of money
When it comes to buying shares and funds to put in your Isa or pension, there are several investment platforms or online brokers to choose from, all offering different fee structures to suit varying individual investing habits.
How to invest in a stocks and shares Isa
In this short video tutorial, Ed Bowsher runs through the nuts and bolts of opening a stocks and shares Isa, and gives you some investment ideas to consider.
When does it make sense to defer your state pension?
If you can afford to put off taking your state pension, it may save you money in the long run, says David Prosser.
By: David Prosser
The home-cover rip-off
As is so often the case when it comes to insurance, says Ruth Jackson, it really doesn’t pay to be loyal to your provider.
By: Ruth Jackson
Stocks beat cash and bonds over the long term
Far more cash Isas are set up than stocks and shares Isas, says Marina Gerner. That’s odd given the higher returns from stocks in the long run.
By: Marina Gerner
Stranded abroad? Don’t wing it
Holidays from hell needn’t cost you the earth, says Ruth Jackson. A package deal provides the best protection.
By: Ruth Jackson
How to avoid being trapped by the lifetime allowance pensions cap
The lifetime allowance on pension savings could catch out those with modest incomes.
By: David Prosser
Delegate the search for the best energy deal
There is help to find the best energy deal for people who never get round to switching provider.
By: Ruth Jackson
