Four money apps to help your cut your spending

These four money apps will help you cut your bills, cancel unwanted subscriptions, grow your savings, and even file your tax return.

Plum money app
Plum says it helps more than one million people invest, save and manage their spending
(Image credit: © Plum)

A growing number of money apps are popping up to help users manage their finances, save them cash and build their financial resilience. If you have a smartphone you probably already have a few banking apps to check your current account or credit card balance, and maybe one to keep an eye on your investments. But there’s also a range of budgeting and money-saving apps that can help you manage your finances better and even cut your household bills – something we’re all looking to fo during the cost of living crisis.

Money apps can save you time and money, with some switching your household bills to a cheaper competitor, cancelling unwanted direct debits for you, helping to file a tax return, or automatically squirrelling away some of your earnings to invest or save. We round up four of our favourite money management apps.

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Ruth Emery
Contributing editor

Ruth is an award-winning financial journalist with more than 15 years' experience of working on national newspapers, websites and specialist magazines.

She is passionate about helping people feel more confident about their finances. She was previously editor of Times Money Mentor, and prior to that was deputy Money editor at The Sunday Times. 

A multi-award winning journalist, Ruth started her career on a pensions magazine at the FT Group, and has also worked at Money Observer and Money Advice Service. 

Outside of work, she is a mum to two young children, while also serving as a magistrate and an NHS volunteer.