Personal Finance
The latest personal finance news, features, analysis and insights covering savings, tax changes, pension planning, banking and insurance from the expert team at MoneyWeek.
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Can I inherit my partner's ISA? Little-known tax break can boost your allowance by thousands
Inheriting a partner’s ISA is fairly simple and comes with special advantages if you’re married or in a civil partnership – knowing what to do with it, however, isn’t always as straightforward
By Laura Miller Last updated
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Will mortgage rates fall this year?
Hopes of lower mortgage rates in the coming weeks and months are looking less and less likely due to the conflict in the Middle East. Whether you're buying a home, remortgaging or you’re a buy-to-let landlord, we look at the outlook for 2026.
By Marc Shoffman Last updated
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Gilt yields have jumped – is now a good time to buy an annuity?
War in the Middle East has sent 10-year gilt yields to the highest level since 2008. With higher gilt yields tending to lead to higher annuity rates, should you buy an annuity?
By Laura Miller Last updated
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Pension transfers can take up to a month – is it worth moving your retirement savings?
Pension transfer times can be slow but it may be worth the wait for lower fees and less paperwork.
By Marc Shoffman Last updated
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Best savings rates – earn as much as 4.75%
Savings The best savings rates on the market pay up to 4.75% on your cash – but you will need to act fast before these top-paying accounts disappear
By Oojal Dhanjal Last updated
Savings -

Stocks and shares ISAs: everything you need to know
Investment gains and dividends are protected from the taxman in a stocks and shares ISA. We explain how they work and how to open one, as well as the transfer rules.
By Rebekah Evans Last updated
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Side hustle tax: Do you owe HMRC money?
Unpaid social media reviews of goods and services and extra efforts to earn income online could be liable for side hustle tax
By Marc Shoffman Last updated
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Crypto investors sent 100,000 capital gains tax warning letters – do you need to pay tax?
Investors in crypto assets have been sent 40 times more HMRC capital gains tax warnings than stock traders since 2020, a Freedom of Information request found.
By Laura Miller Published
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Best fixed rate cash ISAs – earn up to 4.35%
Savings The best fixed rate cash ISAs are returning up to 4.35% on your savings. We look at the top deals for those willing to lock their cash away.
By Oojal Dhanjal Last updated
Savings
