Personal finance

The great inheritance-tax giveaway

David Cameron’s proposal to reduce inheritance tax on many properties is controversial. But does the way we tax inherited wealth need an overhaul anyway? Simon Wilson reports.

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Choosing the right investment platform for you

When it comes to buying shares and funds to put in your Isa, there are several investing platforms to choose from.

Also known as fund supermarkets, they all offer various fee structures to suit individual investing habits.

Compare broker prices and services here.


The top current accounts for interest

For the first time in years, savers can now get the better of inflation. Here’s a round-up of the current accounts offering the best rates.

The best credit cards for cashback

If you’re looking for a credit card that gives you cash back on your spending, here are the best deals around at the moment.


How to invest in a stocks and shares Isa

In this short video tutorial, Ed Bowsher runs through the nuts and bolts of opening a stocks and shares Isa, and gives you some investment ideas to consider.


The ‘digital passport’ that could revolutionise British savings culture

In a bid to encourage us to save more, City institutions are developing a ‘digital passport’ that will make opening a new savings account as easy as buying a coffee.

How to protect your pension from fraud

Pensions fraud has always been a problem, but with five million people set to hit 55 in the next five years, the new pension rules introduce new risks. Merryn Somerset Webb explains who to avoid getting stung.

Three pension traps for the unwary

Pensions Freedom Day is almost upon us and you’re right to be excited, says Merryn Somerset Webb. Just watch out for these three pitfalls.

Pension changes – here's all you need to know

On 6 April 2015, new pension rules came into force. Now, you can do what you like with your money. But with that freedom comes responsibility, says John Stepek. Here, he explains the pension changes, plus how to plan for your own retirement – and what to beware of.

Here’s what not to do on Pensions Freedom Day

Many savers will come into a significant cash pile on Pensions Freedom Day, says Bengt Saelensminde. Make sure you don’t come down with ‘sudden wealth syndrome’.

Pensions Freedom Day: How to make sure scammers don’t steal your nest egg

Pensions Freedom Day on 6 April will signal open season for scammers intent on tricking the unsuspecting out of their pension pots. Kam Patel looks at how to stay safe.

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