Companies can now raise funds by issuing their own digital currencies. Ben Judge explains how initial coin offerings work.
Alternative finance is the 21st century internet alternative to traditional banks. It includes peer to peer (P2P) lending and crowdfunding. There are plenty of opportunities for smart investors to profit. And while it may carry more risk than some other forms of investing, the potential returns are huge.
There are many different platforms to choose from when deciding where to put your money. Find out which best suits your investment style with our Funding Centre comparison tool.
All alternative finance articles
Many of us haven’t got the time, knowledge or the disposition to pick great funds on a regular basis. The answer could be to look at the fast-growing “robo-advice” sector.
There’s a civil war brewing over the future of bitcoin that could lead to a “fork” – two separate currencies running on separate versions of the underlying software, operating by different rules.
Source, the London-based provider of exchange-traded funds (ETF), has announced what it claims is Europe’s first fintech ETF. Plus, a roundup of Innovative Finance ISAs on the market
A new breed of branchless, smartphone-based challenger bank is hoping to revolutionise banking. Ben Judge looks at what’s on offer.
The innovative finance (IF) Isa was announced two years ago, says Ben Judge. But it’s been slow progress since then.
The founder of payment processor Worldpay has created Clearbank, the UK’s first new clearing bank for almost 200 years.
Start-ups are cropping up all over, offering innovative products such as micro-insurance, P2P car insurance and insurance on demand, says Ben Judge.
Ben Judge explains how robo-advisers are bringing portfolio advice to smaller investors priced out of the market.
US startup LendingRobot sounds like an attempt to tick every box in innovative finance, says Ben Judge.
Peer-to-peer lending funds are out of favour, says David C Stevenson. That spells opportunity for contrarian investors.