Personal finance

Should you get your child a Jisa?

Child putting money in a piggy bank © Getty Images

If you have any money left over once you’ve used up your tax-free allowances, you could consider a junior Isa for your children. But keep an eye on normal children’s savings accounts too.

When it comes to buying shares and funds to put in your Isa or pension, there are several investment platforms or online brokers to choose from, all offering different fee structures to suit varying individual investing habits.

How to invest in a stocks and shares Isa

In this short video tutorial, Ed Bowsher runs through the nuts and bolts of opening a stocks and shares Isa, and gives you some investment ideas to consider.

IMF warns of new state-pension age changes

Savers currently planning their retirement may be in for a nasty surprise, according to the International Monetary Fund.

Cut costs on rail travel

There’s not much you can do about train ticket-price inflation, but there are ways to save on season tickets.

How to build new houses and satisfy the Nimbys at the same time

People objecting to new housing developments in their neighbourhoods are acting perfectly rationally, says Merryn Somerset Webb. But there’s an easy solution: divert some of the landowners’ profits and buy them off.

How to keep your pension savings on track

An annual pension “health check” will help you plan ahead for your retirement.

How to pick a care home

Picking a care home is an important decision, so make sure you’re aware of all the pitfalls and small print to look out for.

CDC pensions: a third way

The government is considering introducing CDC pensions as a middle road between existing options. Could they represent the future of saving?

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