Tom Higgins
Tom is a journalist and writer with an interest in sustainability, economic policy and pensions, looking into how personal finances can be used to make a positive impact. He graduated from Goldsmiths, University of London, with a BA in journalism before moving to a financial content agency.
His work has appeared in titles Investment Week and Money Marketing, as well as social media copy for Reuters and Bloomberg in addition to corporate content for financial giants including Mercer, State Street Global Advisors and the PLSA. He has also written for the Financial Times Group.
When not working out of the Future’s Cardiff office, Tom can be found exploring the hills and coasts of South Wales but is sometimes east of the border supporting Bristol Rovers.
Latest articles by Tom Higgins
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The best student bank accounts
The best student bank accounts offer free railcards, interest-free overdrafts and food discounts. We round up the top deals available now
By Tom Higgins Last updated
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How do Premium Bonds work?
Premium Bonds work differently to other types of savings product. We explore whether you should add them to your portfolio.
By Tom Higgins Last updated
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Could these six collectables make you rich?
Investing What collectables are worth owning? We look at which everyday items are worthy investments and could make you a small fortune.
By Tom Higgins Last updated
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Investors are failing to use their shareholder voting rights - how to vote in upcoming investment trust AGMs
Tips Forget the general election, investors can already make their vote count in the coming weeks at company annual general meetings. Here is how you can have a say on your stocks.
By Tom Higgins Last updated
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How to add £1,000s to the value of your home when selling
Tips While property prices falling across most of the UK now, there are things you can do to optimise your asking price and ensure you get the best deal when selling your home. Here are the top tips to help you add £1,000s to the value of your property.
By Tom Higgins Last updated
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Are cash ISAs worth it? Not if you want to beat inflation
High interest rates are undermining the potential of many savings products, but are cash ISAs worth it or can your money be put to work elsewhere?
By Tom Higgins Published
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Capital gains tax receipts rise as landlords cash in on property
More and more investors are having to pay capital gains tax, but there are some ways to avoid the tax trap
By Tom Higgins Published
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NS&I August Premium Bonds draw - check for prizes now
NS&I bond investors can now check to see if they scooped a prize in this month’s draw. With more than £404m to be handed out in prizes, find out what you won.
By Tom Higgins Published
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August NS&I Premium Bond winners unveiled - have you scooped £1m?
Two lucky NS&I Premium Bond winners are now millionaires in the August draw. Find out here if you are one of them
By Tom Higgins Published
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Nationwide: House prices fall at fastest rate since July 2009
High borrowing costs continue to undermine the housing market, but some buyers are making their move before rates rise further.
By Tom Higgins Published
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Abrdn to fold Gars after fund’s fall from grace
The absolute return strategy had been one of the UK’s most popular funds.
By Tom Higgins Published
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NatWest exec quits over Farage debanking row
Alison Rose has walked away from NatWest while the government has told banks to better balance customer freedoms with their need to manage reputation
By Tom Higgins Published
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Number of funds delivering top-quartile results rises
More funds are delivering top-drawer returns as inflation continues to ebb at cash savings. Here are the top performing fund sectors
By Tom Higgins Published
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Robinhood hires CEO ahead of possible UK launch
Share trading platform Robinhood’s UK launch is a step closer following the hire of Freetrade's former chief
By Tom Higgins Published
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ONS: House price growth flattens in May
A fall in house price growth has wiped £7,000 off September 2022’s peak. Meanwhile, private rental prices are rising at their fastest rate for seven years.
By Tom Higgins Published
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Grocery price inflation falls from March peak
News Despite falling this month, food costs are still incredibly high thanks to grocery price inflation
By Tom Higgins Last updated
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Rightmove: asking prices fall by £905 in July
Rising mortgage costs and fewer available homes are driving asking prices downwards, says Rightmove
By Tom Higgins Published
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Coventry Building Society launches new best easy access savings account
Coventry Building Society's deal tops our easy access savings account list, but could your cash be put to better use?
By Tom Higgins Published
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NS&I boosts fixed-term savings rates
The NS&I, the government-backed savings institution has mirrored recent rate rises seen elsewhere in the market.
By Tom Higgins Published
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The bank of Gran and Grandad? How grandparents support families
How grandparents support their children and grandchildren is varied, especially during the cost of living crisis
By Tom Higgins Published
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House prices fall at fastest rate since 2011 - Halifax
High mortgage rates are having a knock-on impact on house prices despite signs of resilience
By Tom Higgins Published
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FCA tells banks to speed up savings rate increases
Record profits and low savings rates spurred the FCA to meet with some of the UK’s top banks.
By Tom Higgins Published
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UK economy returns to growth but rate hike worries remain
Strong consumer spending could drive the Bank of England to increase interest rates yet again
By Tom Higgins Published
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FCA to force “cooling-off period” for new crypto investors
News Firms will have ensure investors have the appropriate knowledge and experience to invest in crypto as the FCA cracks down on the industry.
By Tom Higgins Last updated
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