AUTHOR

Tom Higgins

Tom is a journalist and writer with an interest in sustainability, economic policy and pensions, looking into how personal finances can be used to make a positive impact. He graduated from Goldsmiths, University of London, with a BA in journalism before moving to a financial content agency. 

His work has appeared in titles Investment Week and Money Marketing, as well as social media copy for Reuters and Bloomberg in addition to corporate content for financial giants including Mercer, State Street Global Advisors and the PLSA. He has also written for the  Financial Times Group.

When not working out of the Future’s Cardiff office, Tom can be found exploring the hills and coasts of South Wales but is sometimes east of the border supporting Bristol Rovers.

UK inflation slides to 8.7% - what does it mean for your money?
Economy

UK inflation slides to 8.7% - what does it mean for your money?

Inflation has dropped below 10% for the first time in months, but with food prices at a 45-year high, is this good news and what does it mean for your…
24 May 2023
How to add £1000s to the value of your home when selling
Personal finance

How to add £1000s to the value of your home when selling

While property prices are showing signs of falling, there are things you can do to optimise your asking price and ensure you get the best deal when se…
18 May 2023
Three British stocks offering all-weather income
Share tips

Three British stocks offering all-weather income

A professional investor tells us where he’d put his money. This week: Brendan Gulston, co-manager of the LF Gresham House UK Multi Cap Income Fund.
17 May 2023
NS&I boosts ISA interest rates
Savings

NS&I boosts ISA interest rates

Over 333,000 customers are set to benefit from the boosted ISA rate, but is it worth switching to NS&I?
16 May 2023
Could these 5 collectables make you rich?
Investments

Could these 5 collectables make you rich?

Some everyday items could be worth a small fortune in the future, but what collectables are worth owning? We look at which ones are worthy investments…
12 May 2023
Financing an electric vehicle – which deal is best?
Personal finance

Financing an electric vehicle – which deal is best?

HP, PCP, lease or subscription? Find out the best way to finance a new electric vehicle
11 May 2023
Halifax: House prices fall by almost £1,000
House prices

Halifax: House prices fall by almost £1,000

Latest Halifax house price index reveals the fall in average house prices brings to an end three months of steady rises - what does it mean for the ho…
9 May 2023
May’s NS&I Premium Bond prize draw - find out if you’re a winner
Savings

May’s NS&I Premium Bond prize draw - find out if you’re a winner

The million pound jackpot has been won by two lucky NS&I Premium Bond savers Find out here if you’re one of this month’s millionaires
2 May 2023
Nationwide issues scam warning after rise in willingness to take more investment risk
Personal finance

Nationwide issues scam warning after rise in willingness to take more investment risk

Latest research shows significant numbers of people are willing to take more investment risk to make money amid the cost of living crisis - leaving th…
25 Apr 2023
Six IHT myths debunked
Inheritance tax

Six IHT myths debunked

Life’s two certainties - death and taxes - come together to form the confusing world of inheritance tax. Here is everything you need to know about the…
20 Apr 2023
Record food price rises keep inflation above 10%
Economy

Record food price rises keep inflation above 10%

The highest food price rise in 45 years has spurred inflation to remain above 10%
19 Apr 2023
The best cities for buy-to-let investors
Property

The best cities for buy-to-let investors

As returns come under pressure in the buy-to-let market, these cities still offer attractive returns for investors looking to earn a passive income.
18 Apr 2023
Will IHT be cut?
Inheritance tax

Will IHT be cut?

Sunak could make cuts to Inheritance Tax cuts later this year, reports suggest. We explain what this could mean for you.
17 Apr 2023
GDP flatlines, but the UK economy remains resilient
UK Economy

GDP flatlines, but the UK economy remains resilient

Latest Office for National Statistics figures show the UK economy avoiding recession, although risks remain in the months ahead.
13 Apr 2023
The most expensive place to buy a seaside home
Property

The most expensive place to buy a seaside home

House prices in some of the UK’s best seaside towns have doubled since 2012 - we reveal the most expensive and cheapest places to buy a seaside home.
6 Apr 2023
ESG robo platform Clim8 closes - what to do with your money if you invest with it
Investments

ESG robo platform Clim8 closes - what to do with your money if you invest with it

Sustainable investing platform has closed its doors having launched in just 2019. We look at what forced the robo-adviser to pull the shutters down an…
6 Apr 2023
Halifax: House prices rise for the third month in a row
House prices

Halifax: House prices rise for the third month in a row

Despite higher interest rates, Halifax says house prices are still rising in some parts of the country
6 Apr 2023
30% jump in investors voting at AGMs - how can you vote too?
Investments

30% jump in investors voting at AGMs - how can you vote too?

The number of investors voting at AGMs has shot up since 2021 by 30% - but many still do not vote. With key votes coming up, here is how you can have …
6 Apr 2023
Royal Mint: Gold boom likely as investors turn to physical gold
Gold

Royal Mint: Gold boom likely as investors turn to physical gold

Recent banking scares have encouraged investors to turn to gold to protect their portfolios from volatility. Should you be looking to buy more gold?
4 Apr 2023
Virgin Money launches new investment service
Investments

Virgin Money launches new investment service

Virgin Money has entered the investment market with a new investment product - we have all the details on what’s on offer (which includes bonus Virgin…
4 Apr 2023
Investors flock to NS&I savings after SVB scare - should you follow this trend?
Savings

Investors flock to NS&I savings after SVB scare - should you follow this trend?

Investors are increasingly pumping their cash into the safety-net of NS&I - lured by increased rates and the security of a government-backed savings a…
4 Apr 2023
April’s NS&I Premium Bond millionaire winners unveiled - find out if you’re a winner
Personal finance

April’s NS&I Premium Bond millionaire winners unveiled - find out if you’re a winner

Two lucky winners have hit the million pound jackpot in this month’s NS&I premium bonds draw. Find out here if you’re one of this month’s winners
3 Apr 2023