Personal finance

Travel firms have been reluctant to give money back for cancelled trips. Here’s what to do if you’re affected.

The withdrawal penalty on lifetime individual savings accounts has been cut in an attempt to help struggling savers.

The government’s Bounce Back loan package for small businesses affected by the Covid-19 crisis is exceptionally generous.

Getting your money back, taking a break from payments and a safer place to leave your airmiles.

An enforced break from work will chip away at your retirement savings. What are your options?

If the Covid-19 lockdown has affected your family income, you should check if it’s worth claiming child benefit.

Amid the Covid-19 panic, the Pensions Regulator has given 5,500 defined benefit pension schemes the right to suspend all transfers for up to three mon…

By topping up a minimal salary with dividends, many owner/directors of small companies have fallen through the net when it comes to the government’s …

Changes to the Coronavirus Business Interruption Loan Scheme, under which the government guarantees 80% of loans made by banks and lenders, are having…

If you're not getting much interest on your savings, you may want to consider switching your account. Here are the savings accounts offering the best …

A sharp fall in stocks and bond yields has damaged occupational pensions, endangering benefits.

The coronavirus crisis creates the chance to tackle chores such as reviewing our car insurance and lowering inheritance tax bills

Many property fund managers have banned savers from withdrawing money.

Ruth Jackson-Kirby answers a few pressing questions about the current situation in the housing market.

Loans and credit card payments may be frozen for three months, but you will still have to cut your borrowing.

The government is exploring ways to relax the rules on writing wills so people can get their affairs in order.

Falling markets will have taken a bite out of your pension savings. Here are the key questions to consider.

You are piling up debt for the future if you pause your mortgage payments, says Ruth Jackson-Kirby.

The government has unveiled new measures for sole traders. But it is complicated – so read the small print carefully.

The end of the tax year is nigh. You have until midnight on 5 April to take advantage of various tax allowances or risk losing them.

The Financial Conduct Authority has said that loan and credit card repayments could be frozen for three months, while those affected financially by th…

Have you had an upcoming holiday cancelled because of coronavirus? Ruth Jackson-Kirby explains how to get your cash back.

Many companies have “furloughed” employees after they have shut down because of the coronavirus. But what does furlough mean and how does the scheme w…

Ruth Jackson-Kirby looks at all the key questions for owners, renters and landlords affected by the coronavirus crisis.