Personal finance

Holidays in the UK – should you buy travel insurance?
Insurance

Holidays in the UK – should you buy travel insurance?

Booking a holiday in the UK? Tread carefully with travel insurance, says Ruth Jackson-Kirby – make sure your policy covers everything you need.
9 Mar 2021
The IR35 reprieve is over – what freelancers should do now
Small business

The IR35 reprieve is over – what freelancers should do now

The government delayed introducing IR35 tax reforms for freelancers amid the Covid-19 chaos. But they come into effect early next month.
9 Mar 2021
Rishi Sunak’s recovery budget may look good but it is based on stealthy tax rises
Budget

Rishi Sunak’s recovery budget may look good but it is based on stealthy tax rises

The chancellor outlined his vision of the post-Covid-19 economy this week. Merryn Somerset Webb and John Stepek look at what it means for your money.
5 Mar 2021
What the recovery Budget means for your money
Budget

What the recovery Budget means for your money

With his Budget, Rishi Sunak is hoping to protect the economic recovery and set out how to pay for all the stimulus. John Stepek looks at how he plans…
4 Mar 2021
Furlough extension, corporation tax and green investment – the main points of the Budget
Budget

Furlough extension, corporation tax and green investment – the main points of the Budget

Rishi Sunak delivered his 2021 Budget, with measures to extend coronavirus support, get the economy back on its feet, and some first steps in paying f…
3 Mar 2021
How open banking became a great British success story
Personal finance

How open banking became a great British success story

Over the past few years financial technology has stepped up a gear. The way we spend, save, borrow and invest is now changing rapidly
3 Mar 2021
Too embarrassed to ask: what is fiscal drag?
Too embarrassed to ask

Too embarrassed to ask: what is fiscal drag?

How can politicians raise more tax revenue, without damaging their political popularity too badly? One way is by using “fiscal drag”. Here's what that…
2 Mar 2021
What to watch out for in Budget 2021
Budget

What to watch out for in Budget 2021

In his 2021 Budget, Rishi Sunak will lay out his vision for post-Covid Britain – how to fix the public finances and repay all the pandemic stimulus wi…
2 Mar 2021
The best offers for those wanting to switch their current accounts
Bank accounts

The best offers for those wanting to switch their current accounts

There are several new tempting current accounts on the market, many offering a cash incentive if you switch. Ruth Jackson Kirby looks at the best arou…
2 Mar 2021
Make sure you use all your allowances before the end of the tax year
Tax

Make sure you use all your allowances before the end of the tax year

There’s still time to ensure you don’t overpay your tax this financial year, says Ruth Jackson-Kirby - but make sure you use all your allowances
1 Mar 2021
Stamp duty holiday extension will keep the house-price party going – for now
Property

Stamp duty holiday extension will keep the house-price party going – for now

The government is to extend to the stamp duty holiday by three months. Good for today’s buyers, says Nicole Garcia Merida, but what happens in June?
26 Feb 2021
Why you should still put money into a cash Isa
Cash ISAs

Why you should still put money into a cash Isa

Interest rates may be lousy, but tax-free saving into a cash Isa is still a good idea.
23 Feb 2021
How to get the best deal from your pension drawdown
Pensions

How to get the best deal from your pension drawdown

If you're thinking of taking out a pension drawdown plan on reaching retirement, don't just rely on the Money Advice Service’s price-comparison tool.
23 Feb 2021
Three ways a global generalist trust could work within your SIPP
Advertisement Feature

Three ways a global generalist trust could work within your SIPP

Faith Glasgow of Alliance Trust on the value of a SIPP as part of your retirement plan.
19 Feb 2021
How to use credit cards to deal with your debt
Credit cards

How to use credit cards to deal with your debt

Various types of credit card – including balance transfer and zero-interest – make owing money much less expensive, says Ruth Jackson Kirby.
16 Feb 2021
Are you prepared to have your savings put into compulsory “recovery bonds”?
UK Economy

Are you prepared to have your savings put into compulsory “recovery bonds”?

The pandemic has put a huge hole in public finances – while bolstering many of the country's savings. Could one be used to bail out the other? Merryn …
11 Feb 2021
Prepare yourself for an end to “free” banking
Bank accounts

Prepare yourself for an end to “free” banking

Free bank accounts could soon be a thing of the past. But paid-for accounts can come with plenty of worthwhile perks, says Ruth Jackson-Kirby.
9 Feb 2021
The scandal brewing in pension transfers
Pensions

The scandal brewing in pension transfers

Many savers who switched their retirement fund out of final-salary pension schemes received poor advice. But those caught out have limited recourse to…
2 Feb 2021
Look beyond the default options if you want to start taking income from your pension
Pensions

Look beyond the default options if you want to start taking income from your pension

Regulators have come up with four ready-made plans for people who want to start taking an income from their pension fund – but you should still seek h…
26 Jan 2021
Tax returns: make sure you declare child benefit
Personal finance

Tax returns: make sure you declare child benefit

If you owe HMRC a repayment of child benefit cash, you need to act quickly, says Ruth Jackson-Kirby.
26 Jan 2021
How to deal with self-assessment tax returns after a very trying year
Tax

How to deal with self-assessment tax returns after a very trying year

The Covid-19 pandemic will complicate the self-assessment tax return process for 2019-20. What if you can’t pay? Ruth Jackson-Kirby has some advice.
20 Jan 2021
Suspending your pension contributions? Remember the magic of compounding
Pensions

Suspending your pension contributions? Remember the magic of compounding

Think very carefully before suspending your pension contributions, or you will miss out on compound interest – the “eighth wonder of the world”.
12 Jan 2021
Shop around to secure the best Sipp
Self invested personal pensions

Shop around to secure the best Sipp

If you’re one of the growing number of savers with a self-invested personal pension (Sipp), make it a new year’s resolution to check you’re getting va…
11 Jan 2021
Travel to the EU: how the Brexit deal affects you
Personal finance

Travel to the EU: how the Brexit deal affects you

The Brexit deal will mean some administrative changes when you next travel to the EU. Here are the most important ones.
11 Jan 2021