Personal finance

Covid-19 has caused a spike in divorce – here's how to cope
Personal finance

Covid-19 has caused a spike in divorce – here's how to cope

Lockdown has caused a spike in people filing for divorce. But splitting up involves some arduous administrative tasks. Here's what to do.
14 Jul 2020
This landmark pension case could mean big payouts
Pensions

This landmark pension case could mean big payouts

Defined-benefit members in bankrupt firms’ pension schemes could be due a payout after a landmark High Court judgment.
10 Jul 2020
Bank of England sceptical about pension superfunds
Pensions

Bank of England sceptical about pension superfunds

Plans for “pension superfunds”, cleared by industry regulators in recent weeks, could pose a threat to financial stability.
10 Jul 2020
Can Rishi Sunak save the economy with stamp duty cuts and half-price meal deals?
UK Economy

Can Rishi Sunak save the economy with stamp duty cuts and half-price meal deals?

John Stepek runs his eye over the chancellor's £30bn stimulus package and asks if it's enough to get the economy back on its feet after months of lock…
9 Jul 2020
Look beyond cash Isas to stocks and shares
Stocks and shares ISAs

Look beyond cash Isas to stocks and shares

Interest rates on cash Isa accounts are too low and stocks do better over the long term. Consider a stocks and shares Isa instead.
7 Jul 2020
How the pandemic has affected your pension scheme
Pensions

How the pandemic has affected your pension scheme

It’s time to review the effect of Covid-19 on your retirement savings and take any necessary action.
30 Jun 2020
Beware these post-Covid travel insurance traps
Travel insurance

Beware these post-Covid travel insurance traps

Post-Covid-19 travel-insurance policies are riddled with exemptions, says Ruth Jackson-Kirby.
27 Jun 2020
Should the pensions triple lock be scrapped?
Pensions

Should the pensions triple lock be scrapped?

The pensions triple lock had been a key plank of the government’s offer to older voters, but the promise to gold-plate the state pension is looking in…
27 Jun 2020
Are you due a refund on your inheritance tax bill?
Inheritance tax

Are you due a refund on your inheritance tax bill?

If you’ve paid inheritance tax recently, you may well be due some of your money back. Here’s how to tell
23 Jun 2020
Paying for all the Covid-19 demands on the public purse
UK Economy

Paying for all the Covid-19 demands on the public purse

Everyone wants a bailout. Not everyone will get one, but many will. So how do we go about paying for it all? A minimum tax rate on earned and unearned…
18 Jun 2020
Have you been furloughed? Here's how it could hit your pension entitlement
Pensions

Have you been furloughed? Here's how it could hit your pension entitlement

Your pension savings could be squeezed by the state's furlough scheme – and its withdrawal.
16 Jun 2020
How to navigate the probate process
Personal finance

How to navigate the probate process

Death can create a great deal of paperwork. Here’s what to do if you need to apply for probate.
15 Jun 2020
Women are missing out on state pension money
State pensions

Women are missing out on state pension money

Hundreds of thousands of women are being paid less state pension than they are owed because of government errors.
12 Jun 2020
How to deal with credit-card debt
Credit cards

How to deal with credit-card debt

Feeling the pinch? There are cheaper options than a payment holiday if you owe money on your credit cards.
7 Jun 2020
An update for the business-rate support scheme
Small business

An update for the business-rate support scheme

The government has added £600m to plug the gap in its small business rates relief scheme for businesses in shared-office buildings.
5 Jun 2020
Should you put off paying your VAT bill?
Small business

Should you put off paying your VAT bill?

Just because you can put off your VAT bill doesn’t mean you should. It is a loan, not a cancellation of the debt.
5 Jun 2020
Don’t count on a holiday abroad this year
Personal finance

Don’t count on a holiday abroad this year

With travel firms offering big discounts, people have rushed to grab a bargain. But it is unlikely Britons will be able to holiday overseas this year.
5 Jun 2020
How to protect your online passwords
Personal finance

How to protect your online passwords

There are several ways to help prevent cyber-criminals from accessing your online accounts, says Ruth Jackson-Kirby.
3 Jun 2020
Landmark ruling puts pension tax relief in jeopardy
Pensions

Landmark ruling puts pension tax relief in jeopardy

Savers who made in specie contributions to pensions – transferring assets such as art or property instead of paying in cash – could face big bills
1 Jun 2020
Beware airlines’ cancellation refund ruses
Personal finance

Beware airlines’ cancellation refund ruses

The battle for refunds for cancelled holidays rumbles on.
1 Jun 2020
Savers tap in to their pensions as Covid-19 saps cash
Pensions

Savers tap in to their pensions as Covid-19 saps cash

Covid-19 hardship is leading record numbers of people to dip into their pension savings early.
30 May 2020
A Sipp provider can’t do your research for you
Pensions

A Sipp provider can’t do your research for you

Execution-only platforms have no responsibility to protect you from your own bad investment decisions, a court has ruled.
29 May 2020
The death of buy-to-let property is a useful cautionary tale for all investors
Buy to let

The death of buy-to-let property is a useful cautionary tale for all investors

Investing in buy-to-let property was once a perfectly valid thing to do. But the government killed the market. John Stepek explains what investors sho…
29 May 2020
Beware: mortgage payment holidays could cost you
Mortgages

Beware: mortgage payment holidays could cost you

Taking a break from mortgage or credit-card debt could ultimately cost you more in extra interest than the money you save.
26 May 2020