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12 ways pensions could be reformed in Budget – including an alternative to charging IHT
Pension savers could face new rules after the Budget if chancellor Rachel Reeves targets their pots to fill her own fiscal black hole – what potential pension changes could be on the way?
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What is a default pension fund and should you switch?
Most employees save into a workplace pension scheme, but where is the money invested? We look at how default funds work and whether there is ever a case for switching.
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Average Brits want to retire five years before they can – who has the widest retirement gap?
Brits are expecting to work for longer than ever but there are big disparities in the number of extra working years predicted. A small tweak could help close the gap
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Millions of state pension records ‘set to be deleted’ – putting thousands at risk of never getting their money
Thousands of families could miss out on money owed to them if the government deletes historic state pension records.
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More retirees are buying inflation-protected annuities. What are they and how do they work?
Sales of annuities where the income on offer increases every year have surged – and more people are also taking up enhanced rates that are higher due to illness
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Pensioners cash out at double the recommended rate – are you ignoring the 4% rule?
A dash-to-drawdown is happening since last year’s Budget announcement that pensions will soon be subject to inheritance tax as pensioners ignore so-called ‘safe’ withdrawal limits
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Would you give up takeaways, Netflix and the gym for a £157k bigger pension?
Small extra savings into your pension could boost your final pot by tens of thousands of pounds – but at the cost of giving up some of our favourite pleasures today. Would you do it?
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What is the 25% pension tax-free cash - and when should you take it?
There’s plenty of speculation that the 25% tax-free cash savers can take from their pension pots could be cut in the forthcoming Autumn Budget. But, what is it and how does it work?
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11 reasons you need to register for self-assessment before 5 October
There are lots of reasons why you may need to register for self-assessment. But you’ll need to act fast to meet the 5 October deadline
