Advice

Salary sacrifice: how to earn less and save more into your pension
Pensions

Salary sacrifice: how to earn less and save more into your pension

Changing the way that you save for retirement could help limit the damage of next year’s national insurance rise.
28 Sep 2021
How to cut your energy bill this winter
Personal finance

How to cut your energy bill this winter

Gas and electricity prices have risen by more than 250% so far this year. And they’re likely to go higher still Saloni Sardana looks at what can you …
24 Sep 2021
When should you upgrade your smartphone?
Personal finance

When should you upgrade your smartphone?

How do you know when it’s time to replace an old mobile phone?
21 Sep 2021
Dividend payout advantages drain away for small-business owners
Small business

Dividend payout advantages drain away for small-business owners

Life is getting harder for self-employed people and small business owners paying themselves through dividends rather than a salary”
17 Sep 2021
Should you defer your pension and stay in work?
Pensions

Should you defer your pension and stay in work?

The pros and cons of deferring your pension and staying in employment beyond 66 are finely balanced.
15 Sep 2021
How to stop recurring subscriptions becoming a drain on your money
Personal finance

How to stop recurring subscriptions becoming a drain on your money

Tracking and pruning subscriptions isn’t as easy as it sounds. Here's how to take charge.
14 Sep 2021
Get the better of your biases when you trade stocks
Investment strategy

Get the better of your biases when you trade stocks

There are eight key psychological pitfalls that can part inexperienced investors from their money. Michael Taylor explains what they are – and how you…
6 Sep 2021
Cybersecurity is crucial for small businesses
Small business

Cybersecurity is crucial for small businesses

Small companies tend to neglect the defence of their digital data, but the risks are very high, says David Prosser.
6 Sep 2021
In a “defined contribution” pension? Cheer up!
Pensions

In a “defined contribution” pension? Cheer up!

Max King explains why today’s defined contribution pensions are in many ways better than the final salary pensions of old.
31 Aug 2021
The trouble with dumb “smart” gas and electricity meters
Personal finance

The trouble with dumb “smart” gas and electricity meters

The widely trumpeted smart meters for gas and electricity are a fiddly and expensive mess.
24 Aug 2021
Time for small businesses to pay back emergency state aid
Small business

Time for small businesses to pay back emergency state aid

Small companies struggling to repay emergency loans have several options, says David Prosser.
21 Aug 2021
How to top up your state pension
Pensions

How to top up your state pension

To get the full state pension, you will need to have made national insurance contributions for at least 35 years, But if don't qualify, you may be abl…
17 Aug 2021
The drawbacks of pension drawdown
Pensions

The drawbacks of pension drawdown

Using pension drawdown to tap your retirement savings requires careful preparation, says David Prosser.
17 Aug 2021
Why now is a good time to take a break and review your investment portfolio
Investment strategy

Why now is a good time to take a break and review your investment portfolio

Reviewing your investment portfolio can be a bit of a chore, but you should do it at least once a year. And now is the ideal time to be doing it, says…
16 Aug 2021
Putting a price on Big Oil – how to value oil stocks
Investment strategy

Putting a price on Big Oil – how to value oil stocks

The future of oil is uncertain, but some of the major oil companies are not being given the benefit of the doubt, says Cris Sholto Heaton.
9 Aug 2021
Government launches final Covid support scheme for the self-employed
Small business

Government launches final Covid support scheme for the self-employed

A fifth and final round of the government’s aid scheme for the self-employed, with grants of up to £7,500, has been launched.
6 Aug 2021
Working from home? Make sure you claim everything you can
Tax

Working from home? Make sure you claim everything you can

People working from home can receive up to £140 a year in tax relief.
4 Aug 2021
Where to find data on investment funds
Funds

Where to find data on investment funds

Investors can choose from a wide array of websites offering financial information about funds. Where should they start?
3 Aug 2021
Premium Bonds: a better bet for savers when interest rates are low
Savings

Premium Bonds: a better bet for savers when interest rates are low

Cash is a dull investment with interest rates near zero – but there is one way to make it more exciting without risk
2 Aug 2021
Beware: the government could cut tax relief on pension contributions
Pensions

Beware: the government could cut tax relief on pension contributions

The government may soon cut tax relief on private retirement savings, says David Prosser.
30 Jul 2021
Why you should treat whole-life insurance policies with extreme caution
Personal finance

Why you should treat whole-life insurance policies with extreme caution

Whole-life insurance policies are often marketed to people in their 50s and over. But there are significant drawbacks and you could end up with nothin…
28 Jul 2021
Alternative finance – tap into new sources of credit for your business
Small business

Alternative finance – tap into new sources of credit for your business

Britain’s booming alternative-finance sector is a boon for small businesses, says David Prosser.
27 Jul 2021
Regulator to clamp down on transfers out of final salary pension schemes
Pensions

Regulator to clamp down on transfers out of final salary pension schemes

The Financial Conduct Authority wants to make it harder for people to leave final-salary pension schemes.
21 Jul 2021
Why you should expect higher insurance premiums
Insurance

Why you should expect higher insurance premiums

Car and home insurance will be more expensive once the country fully re-opens.
20 Jul 2021