Mortgages
The latest news, updates and opinions on Mortgages from the expert team here at MoneyWeek
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Is now a good time to buy a house?
With mortgage rates falling and affordability pressures easing, now could be a good time to buy a house. But if you want to be moved in by Christmas you had better act fast.
By Daniel Hilton Last updated
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Will mortgage rates fall this year?
The average mortgage rate has fallen to below 5% for the first time in two months. Whether you're buying a home, remortgaging or a buy-to-let landlord, we look at the outlook for mortgage rates this year and into 2026.
By Ruth Emery Last updated
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Buying vs renting: is is better to own or rent your home?
The higher mortgage rates of recent years have actually made renting comparatively cheaper, analysis suggests
By Marc Shoffman Published
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'After property renovation costs spiralled, I had no choice but to get a second charge mortgage'
After unprecedented events wreaked havoc on a couple's property renovation plans, they turned to a second charge mortgage. What are they and how do they work?
By Samantha Partington Published
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Should you fix your mortgage or opt for a variable rate?
With the Bank of England pausing its rate cutting for now, homeowners remortgaging this year must choose between the stability of a fixed mortgage or the chance to benefit from future rate cuts on a variable rate deal.
By Laura Miller Last updated
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Green mortgages: how do they work and how much can you save?
Most high-street lenders now offer some kind of green mortgage deal. We look at who’s eligible, how to apply and the mortgage rates and cashback on offer
By Ruth Emery Published
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Time to remortgage? Everything you need to know to get the best deal
A mortgage is likely to be your biggest monthly expense, which makes securing the best rate and terms crucial when it’s time to remortgage
By Samantha Partington Last updated
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More borrowers are taking marathon mortgages that will last into retirement – how risky are they?
Quilter has uncovered a 251% increase in the number of borrowers taking out longer loan terms but the wealth manager suggests this isn't necessarily a bad thing. We examine the risks
By Marc Shoffman Published
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Rents outpace mortgages with 21% rise over three years
Renters have seen a bigger increase in their monthly housing costs since 2022 than mortgaged homeowners, according to Zoopla
By Ruth Emery Published
