Time to change your retirement plan?

The Budget has paved the way for the biggest shake-up in pensions for generations – perhaps ever. From April next year, most restrictions on pensions will be removed.

If you want to, you can withdraw all of your pension in one go. No more rules on how much you can draw down each year, or being forced to tie yourself into an annuity.

An annuity may still be right for you, of course. They have one big advantage over income draw down – you will never run out of money. But it does seem likely that annuities will be shunned [...]

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