How to build your nest egg

Three simple pointers will guide you through the pensions maze, says David C Stevenson.

A fortnight ago, I wrote about building a portfolio designed to provide you with a retirement income – a DIY annuity, if you like. The aim is to take advantage of the pension reforms announced at this year’s Budget. At the core of this approach are three simple points.

The first is that retired investors need a regular, predictable flow of cash to pay the bills. This has traditionally been provided by using your pension pot to buy an annuity (an income for [...]

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